Welcome to Our Online Loan Referral Service

3.1 12 reviews

8712 Rockaway Beach Blvd, Rockaway Beach, NY 11693, USA
+1 (718) 945-0350
Saturday
9AM–5PM
Sunday
Closed
Monday
8:30AM–6PM
Tuesday
8:30AM–6PM
Wednesday
8:30AM–6PM
Thursday
8:30AM–6PM
Friday
8:30AM–6PM

What people think about Peninsula Check Cashing?

Below you see some of the opinions of our customers.

This website is a fraud. I will never apply again. $20 goes towards loan and you keep $87 for interest.

Daniella Kuphal

Too high APR. Had to pay off really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Client service was terrible too. The lady in the office was very rude. Not recommended. Better seek another lender.

Mr. Morgan Hettinger

Wasted too much efforts with this lender. They charge sky high rates! Stay away

Danial Pouros

The website does not work so I can not apply for the loan…

Doug Zieme

Important

The previous three items charactirize a precise lender. But below you can find general information about payday loans.

Payday Loans in Far Rockaway, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans may seem like an easy and speedy solution to a short-term problem in Far Rockaway, New York. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on a few things.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to individuals with a poor credit rating. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get accepted for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your payday loan.

APR Calculator

Other Payday Lenders in Far Rockaway, New York

NBT Bank

65 Main St, Cortland, NY 13045, USA

+1 (607) 758-1200

www.nbtbank.com

Walden Savings Bank

50 Boniface Dr, Pine Bush, NY 12566, USA

+1 (845) 744-6066

waldensavings.bank

Amalgamated Bank

10 E 14th St, New York, NY 10003, USA

+1 (212) 823-8708

www.amalgamatedbank.com

LNB Banking

359 NY-31, Macedon, NY 14502, USA

+1 (315) 986-9681

bankwithlnb.com

Walden Savings Bank

131 E Main St, Washingtonville, NY 10992, USA

+1 (845) 496-9196

www.waldensavingsbank.com

Harlan Check Cashing & Financial Services

245 Tarrytown Rd, White Plains, NY 10607, USA

+1 (914) 328-3399

harlancheckcashing.com

Farm Credit East

394 NY-29, Greenwich, NY 12834, USA

+1 (800) 234-0269

www.farmcrediteast.com

Wallkill Valley Federal Savings & Loan

205 Homestead Ave, Maybrook, NY 12543, USA

+1 (845) 636-4995

www.wallkill.com

CFSC Checks Cashed 29th St

128 E 29th St, New York, NY 10016, USA

+1 (212) 685-4359

locations.cfsc.com

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