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5 2 reviews

2300 N Triphammer Rd, Ithaca, NY 14850, USA
+1 (607) 257-8808
www.elmirasavingsbank.com
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1997-02-26

Mailing Address

333 E WATER ST, ELMIRA, NY, 14901-3400, United States

Company Name

The Elmira Savings Bank

The Elmira Savings Bank

Contact Data

admin@elmirasavingsbank.com

+1.6077343374

+1.9999999999

Feedback about Elmira Savings Bank?

Here you read the feedback of our customers.

I contacted Elmira Savings Bank 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, contact the company in a month. Why?

Prof. Leonora Torp II

Sky-scraper interest rate. When paying off a debt, some other interest is charged, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another service.

Wilford Kreiger V

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Kane Schaden

I issued cash advance from Elmira Savings Bank 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller loan.

Cassandra Brekke MD

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Ithaca, New York

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Ithaca, New York are taken out easily. The interest percentage is conditional on the client's person-related data: if you pay back more payday loans, the more favorable terms and rates lenders guarantee.

APR

25% small loan cap

How will Elmira Savings Bank help issue a loan in Ithaca, New York?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be credited to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed within minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor reviewed by financial institutions is called as bad credit history. But this drawback is not implied as the only one by microfinance organizations to issue a cash advance. The lending company process many aspects such as financial abilities to approve the application. Payday loans in Ithaca, New York may help improve your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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