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5 reviews

3 Carpenter Ln, Wilton, NY 12831, USA
+1 (518) 584-8120
www.saratoganational.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1998-07-10

Mailing Address

Company Name

Contact Data

What people think about Saratoga National Bank?

Below you find some of the reviews of our clients.

Unsatisfied customer! Was declined for no reason. My credit was good.

Olaf Lemke

Applied for a loan second time. Got refused! No suggestion for what reason! No explanation. Fishy lender.

Clair Labadie

Ridiculous interest rate. Had to repay really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Client service was terrible too. The lady on the phone was very racist. Not recommended. Better consider another loan provider.

Grayce Lang DVM

APR too high. People usually take loans because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their rates a little…

Frankie Kessler

Pay Attention

Above there is information about a definite loan provider. Below you can see common features of payday loans.

Payday Loans in Gansevoort, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans in Gansevoort, New York is are simple to get. The interest rate is specific for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still apply a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a bad credit score. You will need a stable income to get approved for a bad credit payday loan.

To get accepted for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

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www.usalliance.org

NBT Bank

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+1 (315) 458-1343

www.nbtbank.com

Apple Bank

50 Montauk Hwy, East Hampton, NY 11937, USA

+1 (631) 324-6500

www.applebank.com

Suffolk Federal Credit Union

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+1 (631) 924-8000

www.suffolkfcu.org

Regina Check Cashing

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+1 (518) 427-8695

reginacheckcashing.com

Ed Negron - Citizens Bank, Home Mortgages

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+1 (716) 864-4768

lo.citizensbank.com

Jovia Financial Credit Union

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+1 (516) 561-0030

www.joviafinancial.com

LendKey Technologies, Inc.

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+1 (646) 626-7396

www.lendkey.com

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