Welcome to Our Online Loan Referral Service

4.3 12 reviews

161 Main St, Groton, NY 13073, USA
+1 (607) 898-5871
www.grotonbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–1PM

Domain Info

Created Date

2002-11-15

Mailing Address

Company Name

Contact Data

What people think about First National Bank of Groton?

Below you see some of the reviews of our clients.

Great people and service

Cassandre Collier

The staff have always been wonderful to work with.

Bernadine Dietrich

They actually care about customers

Beverly Grimes

Pay Attention

Below you can review general information about payday loans and their common features.

Payday Loans in Groton, New York

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Groton, New York. The entire process is effortless. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can often be an obstacle to getting a bank loan. A payday loan can rescue individuals who have bad credit scores or have no credit history. But we remind you that as with any debt you should only dare applying for a cash advance if you are convinced that you can make payments as agreed in the contract.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Groton, New York

LNB Banking

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www.bankwithlnb.com

King Cash Pawn Shop

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+1 (631) 991-8866

kingcashpawnshop.com

E-Z Loan Auto Sales of Buffalo

2227 Elmwood Ave, Buffalo, NY 14216, USA

+1 (716) 961-0480

www.ezloanauto.com

Mid-Hudson Valley Federal Credit Union

3180 Rte 9W, Saugerties, NY 12477, USA

+1 (845) 336-4444

www.mhvfcu.com

Safra National Bank of NY

546 5th Ave, New York, NY 10036, USA

+1 (212) 704-5500

www.safra.com

Farm Credit East

One Technology Pl, Homer, NY 13077, USA

+1 (800) 392-3276

www.farmcrediteast.com

Navy Federal Credit Union - Restricted Access

19 J F King Dr Bldg 105, Saratoga Springs, NY 12866, USA

+1 (888) 842-6328

www.navyfederal.org

All Check Cashing Inc

350 E Main St #15, East Patchogue, NY 11772, USA

+1 (631) 475-9323

Walden Savings Bank

50 Boniface Dr, Pine Bush, NY 12566, USA

+1 (845) 744-6066

waldensavings.bank

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