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1 reviews

1963 Altamont Ave, Schenectady, NY 12303, USA
+1 (518) 280-1562
www.saratoganational.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1998-07-10

Mailing Address

Company Name

Contact Data

Feedback about Saratoga National Bank?

Here you get acquainted with the reviews of our customers.

I had no hesitation in choosing the necessary company sure that it's legit.

Raleigh Russel

Very grateful for COMPACOM service.

Carmine Johnson

The most pleasant thing was a chance to pre-qualify online and get a free quote.

Dr. Karli Bechtelar PhD

It offers much flexibility in allowing non NYS employees to join SEFCU.

Zelma Gorczany

I like to transfer money for my monthy bills.

Mr. Ludwig Deckow

Last 2 walk in experiences were horrible.

Vivienne Daugherty PhD

Pay Attention

Above-defined info offers the details about a exact lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in Schenectady, New York

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

It is simple and quick to take out loans in Schenectady, New York. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

25% small loan cap

How will Saratoga National Bank help issue a payday loan in Schenectady, New York?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be credited to account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Schenectady, New York. The company will assess many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Schenectady, New York

Signature Bank

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+1 (866) 744-5463

www.signatureny.com

Signature Bank

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+1 (866) 744-5463

www.signatureny.com

OneMain Financial

6195 NY-31 #8, Cicero, NY 13039, USA

+1 (315) 699-4950

www.onemainfinancial.com

Bethpage Federal Credit Union

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+1 (800) 628-7070

www.bethpagefcu.com

Hard Money Loans Brooklyn

25 Elm Pl, Brooklyn, NY 11201, USA

+1 (718) 889-1041

hardmoneyloansbrooklyn.com

M&T Bank

345 Main St, Buffalo, NY 14203, USA

+1 (716) 842-4470

locations.mtb.com

KeyBank

860 NY-13, Cortland, NY 13045, USA

+1 (607) 758-2350

www.key.com

Saratoga National Bank

3 Carpenter Ln, Wilton, NY 12831, USA

+1 (518) 584-8120

www.saratoganational.com

Tioga State Bank

1 N Main St, Spencer, NY 14883, USA

+1 (607) 589-7000

www.tiogabank.com

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