Jovia Financial Credit Union Payday Loans Review

Organization owner?

2005 Merrick Rd, Merrick, NY 11566, USA

+1 (516) 561-0030

www.joviafinancial.com

Sunday
(Easter)

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–6PM

Friday

9AM–7PM

Saturday

9AM–2PM

Domain Info

Created Date

2018-09-25

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

What people think about Jovia Financial Credit Union?

Below you read some of the opinions of our clients.

APR too high. People usually take loans because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their interest rates a little…

Benjamin Wolff

Seems a fake website. They ask for too many personal details. I think it’s dangerous to distribute such data [online|on the Internet. You’d better find another lender.

Koby Will PhD

Said I was approved for a loan. Have been waiting 3 days, still no funds I my account. I suppose it’s scam.

Wendy Kutch

Pay Attention

Now you can review general characteristics of payday loans.

Payday Loans in Merrick, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Online payday loans can be the easiest solution to your unexpected financial problems in Merrick , New York because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the company's policy.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for borrowers with a credit report that's less than perfect, or who have little to no credit history. Bad credit history may stop you from getting accepted for a bank loan. Payday lenders in Merrick, ny welcome people with bad credit. You can request a bad credit payday loan online 24/7 and if successful could have the funds in your account within a few hours.

To get accepted for a loan, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the real cost of your loan. It only takes a couple of seconds to become informative even before applying.