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3.9 17 reviews

15 Scotts Corner Dr, Montgomery, NY 12549, USA
+1 (845) 457-7700
waldensavings.bank
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–6PM
Friday
8:30AM–6PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4:30PM

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What people think about Walden Savings Bank?

Below you find some of the opinions of our clients.

Rebecca at WSB was super helpful when I opened my business checking account.

Zelda Macejkovic

Staff is always helpful, friendly and pleasant to work with.

Miss Clarabelle Bechtelar

I have been banking with WSB for 30 years and absolutely love them.

Orpha Casper

Pay Attention

Now you can review general features of payday loans.

Payday Loans in Montgomery, New York

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans may seem like an easy and speedy solution to a short-term problem in Montgomery, New York. Loans from payday lenders can get you funds quickly. Your APR will depend on a few factors.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still be eligible a payday loan. Such loans are designed to help meet the needs of consumers with lower credit scores. There are lenders who may be pleased to give you a payday loan even if you have a poor credit rating. You will need a regular income to get accepted for a bad credit payday loan.

To get approved for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the precise cost of the loan immediately.

APR Calculator

Other Payday Lenders in Montgomery, New York

Cayuga Lake National Bank

165 Cayuga St, Union Springs, NY 13160, USA

+1 (315) 889-7358

www.cayugalakenationalbank.com

KeyBank ATM

860 NY-13, Cortland, NY 13045, USA

+1 (800) 539-2968

key.com

Provident Bank

179 S Main St, New City, NY 10956, USA

+1 (845) 639-7750

www.provident.bank

OneMain Financial

580 Kings Mall Ct, Kingston, NY 12401, USA

+1 (845) 336-0052

www.onemainfinancial.com

CFCU Community Credit Union - Port Watson Branch

182 Port Watson St, Cortland, NY 13045, USA

+1 (607) 257-8500

mycfcu.com

CheckChangers - 5th Ave. & 84th St.

8317 5th Ave, Brooklyn, NY 11209, USA

+1 (718) 833-3088

www.checkchangers.com

OneMain Financial

2800 Sheridan Dr, Tonawanda, NY 14150, USA

+1 (716) 831-0014

www.onemainfinancial.com

Five Star Bank

327 N Main St, Medina, NY 14103, USA

+1 (585) 798-4550

www.five-starbank.com

KeyBank

1 N Main St, Cortland, NY 13045, USA

+1 (607) 758-2200

www.key.com

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