Welcome to Our Online Loan Referral Service

4.5 11 reviews

7215 NY-54, Bath, NY 14810, USA
+1 (607) 776-9139
www.servucu.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2003-11-25

Mailing Address

NY, United States

Company Name

ServU Credit Union

ServU Credit Union

Contact Data

Feedback about ServU Federal Credit Union?

Here you read the feedback of our customers.

I have used them for 2 car loans a personal and home refinance and the girls there in loan department are all so wonderful and helpful will never go elsewhere. Thanks

Makenzie Ward

I needed to change my due date since my payday changed. I was able to due it via text with Latoya. It was awesome!

Britney Hayes

I received very good customer service from the internet/call service department.

Brooklyn Smith

From start to finish unprofessional and disrespectful employees and manager.

Rigoberto Mitchell

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Bath, New York

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Bath, ny. They are issued at individual interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.

APR

25% small loan cap

How will ServU Federal Credit Union help issue a loan in Bath, New York?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are issued day and night. The transfer will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Bath, New York. They estmate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to enhance your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Bath, New York

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KeyBank

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www.key.com

CFCU Community Credit Union - East Hill Branch

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Generations Bank Headquarters

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+1 (315) 568-5855

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Jovia Financial Credit Union

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+1 (516) 561-0030

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Berkshire Bank

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+1 (315) 437-1850

www.berkshirebank.com

I & B Check Cashing

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+1 (718) 951-7111

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Harlan Check Cashing & Financial Services

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+1 (914) 328-3399

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