Domain Info
Created Date
2003-11-25
Mailing Address
NY, United States
Company Name
ServU Credit Union
ServU Credit Union
Contact Data
Feedback about ServU Federal Credit Union?
Here you read the feedback of our customers.
I have used them for 2 car loans a personal and home refinance and the girls there in loan department are all so wonderful and helpful will never go elsewhere. Thanks
Makenzie Ward
I needed to change my due date since my payday changed. I was able to due it via text with Latoya. It was awesome!
Britney Hayes
I received very good customer service from the internet/call service department.
Brooklyn Smith
From start to finish unprofessional and disrespectful employees and manager.
Rigoberto Mitchell
Pay Attention
Above there are details about a definite lender. Below every user may get acquainted with the essence of payday loans.
Payday Loans in Bath, New York
Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
Hassle-free financial products are known as payday loans in Bath, ny. They are issued at individual interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.
APR
25% small loan cap
How will ServU Federal Credit Union help issue a loan in Bath, New York?
- 24/7 operation. Such Internet services allow you to receive funds at any time. Money are issued day and night. The transfer will be sent to a bank account, so a personal visit to the store is not required.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill out in the application? - General Info
To leave an application, every client should fill out the following data:
Then submit an application to recieve an offer from one of the lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of causes to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Bath, New York. They estmate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to enhance your credit history.
The following common points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the annual percentage rate of the loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.
APR Calculator
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