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What people think about Visions Federal Credit Union?
Below you see some of the testimonials of our clients.
Great customer service!
Georgette Prohaska IV
These people are amazing.
Nathanael Lakin
Lobby is NOT OPEN on Saturdays as Google maps states.
Mr. Elwin Bergstrom II
Pay Attention
Below you can review general information about payday loans and their common features.
Payday Loans in Newark Valley, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
Payday loans may seem like an easy and fast solution to a short-term problem in Newark Valley, New York. Loans from payday lenders can get you money same day. Your APR will depend on a few things.
APR
25% small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit history you may still get accepted for a payday loan. Such loans are created to help meet the needs of consumers with less than perfect credit scores. There are lenders who may be happy to offer you a payday loan even if you have a poor credit score. You will need a regular income to get approved for a bad credit payday loan.
To get accepted for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Newark Valley, New York
First Heritage Federal Credit Union
218 Prescott Ave, Elmira, NY 14903, USA
+1 (607) 936-4667
www.fhfcu.org
The First National Bank of Long Island
19-01 Utopia Pkwy, Whitestone, NY 11357, USA
+1 (718) 279-1206
www.fnbli.com
Ridgewood Savings Bank
244 Court St, Brooklyn, NY 11201, USA
+1 (718) 923-0300
branches.ridgewoodbank.com
CFCU Community Credit Union - Tops Plaza Waterloo Branch
1959 US-20, Waterloo, NY 13165, USA
+1 (607) 257-8500
www.mycfcu.com
