Welcome to Our Online Loan Referral Service

4.2 5 reviews

Corner of Routes 38 & 38B, NY-38, Newark Valley, NY 13811, USA
+1 (800) 242-2120
www.visionsfcu.org
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

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What people think about Visions Federal Credit Union?

Below you see some of the testimonials of our clients.

Great customer service!

Georgette Prohaska IV

These people are amazing.

Nathanael Lakin

Lobby is NOT OPEN on Saturdays as Google maps states.

Mr. Elwin Bergstrom II

Pay Attention

Below you can review general information about payday loans and their common features.

Payday Loans in Newark Valley, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans may seem like an easy and fast solution to a short-term problem in Newark Valley, New York. Loans from payday lenders can get you money same day. Your APR will depend on a few things.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get accepted for a payday loan. Such loans are created to help meet the needs of consumers with less than perfect credit scores. There are lenders who may be happy to offer you a payday loan even if you have a poor credit score. You will need a regular income to get approved for a bad credit payday loan.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Newark Valley, New York

EZ Pawn Corp

4930 Broadway, New York, NY 10034, USA

+1 (212) 942-5950

www.ezpawncorp.com

Walden Savings Bank

15 Scotts Corner Dr, Montgomery, NY 12549, USA

+1 (845) 457-7700

waldensavings.bank

Gem Pawnbrokers

1724 Pitkin Ave, Brooklyn, NY 11212, USA

+1 (718) 498-4500

www.gempawnbrokers.com

ServU Federal Credit Union

7215 NY-54, Bath, NY 14810, USA

+1 (607) 776-9139

www.servucu.com

KeyBank ATM

9 Main St, Cortland, NY 13045, USA

locations.key.com

MoneyGram inside EASTCHESTER CHECK CASHING - #

48 Gramatan Ave, Mt Vernon, NY 10550, USA

+1 (914) 668-8910

www.checkcashingbronxny.com

First National Bank of Groton

161 Main St, Groton, NY 13073, USA

+1 (607) 898-5871

www.grotonbank.com

Sterling National Bank

1 Industrial Dr Suite 100, Middletown, NY 10941, USA

+1 (845) 533-8360

www.snb.com

Tioga State Bank

183 Main St, Newfield, NY 14867, USA

+1 (607) 564-9947

www.tiogabank.com

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