Welcome to Our Online Loan Referral Service

5 reviews

390 NY-52, Woodbourne, NY 12788, USA
+1 (800) 431-2754
www.usalliance.org
Friday
8:30AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM

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Created Date

Mailing Address

Company Name

Contact Data

What people think about USALLIANCE Financial?

Below you read some of the reviews of our customers.

I took out $500 for a period of 12 days. In the end, I had to repay twice as much with all the commissions charged.

Kian Harris

I took loans from USALLIANCE Financial 3 times. Previously it was ok. Last time they said I was eligible. Said the money would be in my account within 8 hours. It’s been three days – no money. They do not answer phone calls. Why???

Lonny Kris

I borrowed $400 for a period of 5 days. In the end, I had to pay twice as much with all the fees charged.

Mercedes Gottlieb

Said I was accepted for a cash advance loan. Have been waiting 4 days, still no funds I my account. I suppose it’s monkey business.

Johnathon Kozey

Wasted too much efforts with this organization. They charge hidden fees! Stay away

Elvis Rippin

I took out $500 for a period of 11 days. In the end, I had to pay twice as much with all the fees charged.

Dr. Vicente Monahan

Important

Now you can review general features of payday loans.

Payday Loans in Woodbourne, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is easy and speedy to get approved for payday loans in Woodbourne, New York. The APR will be set individually for each client and will depend on the personal details the person filled in.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a poor credit history. Payday loan approvals depend very much on other circumstances. Lenders will check your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

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