Welcome to Our Online Loan Referral Service

4.2 17 reviews

350 E Main St #15, East Patchogue, NY 11772, USA
+1 (631) 475-9323
Saturday
8AM–5PM
Sunday
10AM–4PM
Monday
8AM–9PM
Tuesday
8AM–9PM
Wednesday
8AM–9PM
Thursday
8AM–9PM
Friday
8AM–9PM

Feedback about All Check Cashing Inc?

Here you see the feedback of our clients.

Beautiful they give me money lol

Lilyan Keebler

I absolutely love the people here.

Dr. Lauren Medhurst

They sux, my check came from an company not on their list, so no money for me

Nathanial Spencer IV

Pay Attention

Above-specified info offers the details about a certain lending company. Below-defined info is devoted to common information about payday loans.

Payday Loans in Patchogue, New York

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Problem-free financial products are known as payday loans in Patchogue, ny. They are issued at individual interest rates. They are dependent on personal data. It is also significant to pay back as much payday loans as possible.

APR

25% small loan cap

How will All Check Cashing Inc help issue a loan in Patchogue, New York?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Patchogue, ny will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Patchogue, New York

Mid-Hudson Valley Federal Credit Union

6567 Spring Brook Ave, Rhinebeck, NY 12572, USA

+1 (845) 336-4444

www.mhvfcu.com

Visions Federal Credit Union

5411 NY-12, Norwich, NY 13815, USA

+1 (800) 242-2120

www.visionsfcu.org

Bailey Check Cashing

3101 Bailey Ave, Buffalo, NY 14215, USA

+1 (716) 832-4325

www.baileycheckcashing.com

First Heritage Federal Credit Union

218 Prescott Ave, Elmira, NY 14903, USA

+1 (607) 936-4667

www.fhfcu.org

Walden Savings Bank

15 Scotts Corner Dr, Montgomery, NY 12549, USA

+1 (845) 457-7700

waldensavings.bank

BankOnBuffalo a Division of CNB Bank

77 Buell St, Akron, NY 14001, USA

+1 (716) 542-5401

bankonbuffalo.bank

Hard Money Loans Brooklyn

25 Elm Pl, Brooklyn, NY 11201, USA

+1 (718) 889-1041

hardmoneyloansbrooklyn.com

Instant Cash Loans

Lindenhurst, NY 11757, USA

Community Federal Savings Bank

8916 Jamaica Ave, Woodhaven, NY 11421, USA

+1 (718) 847-6333

www.cfsb.com

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