Welcome to Our Online Loan Referral Service

3.1 16 reviews

42 Union St, Sidney, NY 13838, USA
+1 (877) 642-7328
www.sfcuonline.org
Thursday
9AM–4:30PM
Friday
9AM–4:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Sidney Federal Credit Union?

Here you grapple with the feedback of our customers.

Great customer service!

Sibyl Farrell I

When they charge return fees for something I didnt know i returned?

Mrs. Abagail Klein

With someone who cares about people

Mrs. Lori Thompson MD

Pay Attention

Above there are details about a exact lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Sidney, New York

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

It is easy and fast to issue loans in Sidney, New York. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

25% small loan cap

How will Sidney Federal Credit Union help issue a loan in Sidney, New York?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be transfered to credit card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered within minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Sidney, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Sidney, New York

Xpress Cash Funding

2004 McDonald Ave, Brooklyn, NY 11223, USA

+1 (347) 462-2870

Northwest Bank

3517 Union Rd, Buffalo, NY 14225, USA

+1 (716) 686-2265

www.northwest.bank

Tom Cavagnaro - Citizens Bank, Home Mortgages

300 Airborne Pkwy, Buffalo, NY 14225, USA

+1 (716) 308-4111

lo.citizensbank.com

Hoosick Federal Credit Union

28 Church St, Hoosick Falls, NY 12090, USA

+1 (518) 686-4504

www.hoosickfcu.com

Citizens Bank ATM

3932 NY-281, Cortland, NY 13045, USA

www.citizensbank.com

OneMain Financial

6195 NY-31 #8, Cicero, NY 13039, USA

+1 (315) 699-4950

www.onemainfinancial.com

The First National Bank of Long Island

19-01 Utopia Pkwy, Whitestone, NY 11357, USA

+1 (718) 279-1206

www.fnbli.com

Savannah Bank NA

1579 Clark Street Rd, Auburn, NY 13021, USA

+1 (315) 252-4551

www.savannahbankny.com

Ridgewood Savings Bank

7020 13th Ave, Brooklyn, NY 11228, USA

+1 (718) 238-0060

branches.ridgewoodbank.com

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