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545 Troy Schenectady Rd, Latham, NY 12110, USA
+1 (518) 608-5756
www.saratoganational.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1998-07-10

Mailing Address

Company Name

Contact Data

Feedback about Saratoga National Bank?

Here you grapple with the reviews of our customers.

Great People Great Place...Would never go back to a regular bank.

Tess McDermott Sr.

Highly recommend SEFCU and Jeremy specifically.

Wiley Shields PhD

Pay Attention

Above there are details about a certain lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Latham, New York

A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Payday loans in Latham, New York are taken out problem-free. The interest percentage depends on the borrower's person-related data: if you pay off more payday loans, the more reasobanle terms and rates lenders offer.

APR

25% small loan cap

How will Saratoga National Bank help take out a payday loan in Latham, New York?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Latham, New York. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Latham, New York

Alternatives Federal Credit Union

125 N Fulton St, Ithaca, NY 14850, USA

+1 (607) 273-4611

www.alternatives.org

Harlan Check Cashing & Financial Services

245 Tarrytown Rd, White Plains, NY 10607, USA

+1 (914) 328-3399

harlancheckcashing.com

BNB Bank ATM

116 NY-27A, Southampton, NY 11968, USA

+1 (631) 537-1000

www.bnbbank.com

Mariner Finance

1901 Vestal Pkwy E Ste. 3, Vestal, NY 13850, USA

+1 (607) 748-7396

www.marinerfinance.com

Northfield Bank

24 Hillel Pl, Brooklyn, NY 11210, USA

+1 (833) 301-6325

www.enorthfield.com

OneMain Financial

3190 Niagara Falls Blvd, Buffalo, NY 14228, USA

+1 (716) 694-0093

www.onemainfinancial.com

Modell Collateral Loans

116-17 Jamaica Ave, Richmond Hill, NY 11418, USA

+1 (718) 850-0085

modellpawn.com

Tioga State Bank Mortgage Services

140 Seneca Way #200b, Ithaca, NY 14850, USA

+1 (888) 303-4872

www.tiogabank.com

OneMain Financial

356 Troy Schenectady Rd ste 5, Latham, NY 12110, USA

+1 (518) 783-6894

www.onemainfinancial.com

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