Welcome to Our Online Loan Referral Service

2.9 8 reviews

1 N Main St, Spencer, NY 14883, USA
+1 (607) 589-7000
www.tiogabank.com
Friday
8:30AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–5PM

Domain Info

Created Date

1997-07-05

Mailing Address

Company Name

Contact Data

Feedback about Tioga State Bank?

Here you get acquainted with the feedback of our clients.

Great place to do your banking business

Harry Olson

The manager refused to speak to my bank and confirm that their ATM was broken.

Prof. Adolphus Pagac Jr.

Pay Attention

Above there are details about a definite lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Spencer, New York

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is simple and quick to take out loans in Spencer, New York. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

25% small loan cap

How will Tioga State Bank help issue a payday loan in Spencer, New York?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are issued day and night. The transfer will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Spencer, ny consider this circumstance not a hindrence to take out a loan. The client of a loan should be ready to objectively estimate financial abilities, issue a loan, repay the debt on time and not only solve current difficulties, but improve the credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Spencer, New York

Orange Bank & Trust Company

254 S Main St #110, New City, NY 10956, USA

+1 (845) 639-1000

orangebanktrust.com

Bethpage Federal Credit Union

131 Jericho Turnpike, Mineola, NY 11501, USA

+1 (800) 628-7070

www.bethpagefcu.com

Walden Savings Bank

95 N Main St, Florida, NY 10921, USA

+1 (845) 651-2400

waldensavings.bank

Great Erie Federal Credit Union

4000 N Buffalo St, Orchard Park, NY 14127, USA

+1 (716) 662-1311

www.greateriefcu.com

Ridgewood Savings Bank

7020 13th Ave, Brooklyn, NY 11228, USA

+1 (718) 238-0060

branches.ridgewoodbank.com

Community Bank, N.A.

3909 Vineyard Dr, Dunkirk, NY 14048, USA

+1 (716) 672-2144

cbna.com

NBT Bank

5789 NY-80, Tully, NY 13159, USA

+1 (315) 696-6333

www.nbtbank.com

CFCU Community Credit Union - East Hill Branch

1022 Ellis Hollow Rd, Ithaca, NY 14850, USA

+1 (607) 257-8500

mycfcu.com

Alliance Bank

700 N Main St, Syracuse, NY 13212, USA

+1 (315) 458-8131

www.nbtbank.com

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