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What people think about Provident Bank?
Below you read some of the testimonials of our clients.
Applied for a payday loan second time. Got denied! No idea WHY! No clarification. Tricky service.
Kenyatta Murphy
Too high APR. Had to repay really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Customer support was awful too. The lady in the chat was very disrespectful. Not recommended. Better consider another website.
Ms. Bette Kuhn
APR too high. People usually borrow money because they’re having a difficult time. These loans put you further into debt. Maybe they should lower their APR a little…
Lexus Kutch
I took loans from Provident Bank many times. Previously it was ok. Last time they said I was approved. Promised the money would be in my account within 2 hours. It’s been 2 days – no money. They do not answer phone calls. Why???
Connor Barton I
Important
The previous three items charactirize a peculiar lending service. But below you can read common data about payday loans.
Payday Loans in New City, New York
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to get in New City, New York. The entire process is easy. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.
APR
25% small loan cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to clients with a poor credit history. Payday loan approvals depend very much on other circumstances. Lenders will pay attention to your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.
To get accepted for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator can be used to quickly calculate the APR. It’s easy to find out the real cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in New City, New York
Canandaigua National Bank & Trust
72 S Main St, Canandaigua, NY 14424, USA
+1 (585) 394-4260
www.cnbank.com
Walden Savings Bank
131 E Main St, Washingtonville, NY 10992, USA
+1 (845) 496-9196
www.waldensavingsbank.com
Suffolk Federal Credit Union
2 Enterprise Zone Dr Route 24, Riverhead, NY 11901, USA
+1 (631) 924-8000
www.suffolkfcu.org
Challenger Check Cashing
253-14 Rockaway Blvd, Rosedale, NY 11422, USA
+1 (718) 525-1515
challengercheckcashing.com
Delavan Check Cashing
1287 E Delavan Ave, Buffalo, NY 14215, USA
+1 (716) 896-4149
www.delavancheckcashing.com
