Domain Info
Created Date
2013-10-02
Mailing Address
341 N MAIN ST, TROY, NC, 27371-3017, United States
Company Name
First Bancorp
First Bancorp
What people think about First Bank - Downtown Asheville, NC?
Below you find some of the testimonials of our customers.
Was invited to a birthday party but was empty at that time. A friend recommended me to contact First Bank - Downtown Asheville, NC. And I did. This was the right decision! Yes, the APR was high but I suppose it’s because I had low credit. In general, The process was fast.
Mrs. Amie Breitenberg DVM
Easy application. I only needed an ID and a bank account. Same day approval. The first time I was approved for $300 only. Hope the limit will increase next time. Interest rate is reasonable. Paid back the debt even before the due date. If desired, the term can be also extended.
Mr. Herbert Bayer
I applied for the first loan in my life, was approved in 10 minutes despite the fact that I had low credit score. I repaid it on time. Love this company for their reasonable rates. Other lenders in my town charge sky high interest!
Daren Boehm
Was invited to a birthday party but was empty at that time. A friend recommended me to contact First Bank - Downtown Asheville, NC. And I did. This was the best decision! Yes, the interest rate was high but I suppose it’s because I had low credit. In general, The process was effortless.
Caesar Klein
I am a loyal customer of First Bank - Downtown Asheville, NC. It is very convenient to apply online. The interest rate was affordable. Their staff always reply quickly.
Javonte Gerhold
A good loan provider. These guys quickly processed my application. Had money in my account the next evening. If you need some extra cash urgently, this is the best loan provider, I’m telling you!
Asia Labadie
Important
Below you can review general information about payday loans and their common aspects.
Payday Loans in Asheville, North Carolina
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Payday loans in Asheville, North Carolina is are easy to get. The interest rate is individual for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
36% APR small loan cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit score you may still be able to take out a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are companies who may be willing to give you a payday loan even if you have a bad credit score. You will need a regular income to apply for a bad credit payday loan.
To get accepted for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Asheville, North Carolina
State Employees’ Credit Union
6 Commerce Dr, Gatesville, NC 27938, USA
+1 (252) 357-6566
locations.ncsecu.org
State Employees’ Credit Union
1297 Andrews Rd, Murphy, NC 28906, USA
+1 (828) 837-5054
locations.ncsecu.org
Local Government Federal Credit Union
10955 US-15, Southern Pines, NC 28387, USA
+1 (910) 692-4013
www.lgfcu.org
LifeStore Bank
205 S Jefferson Ave, West Jefferson, NC 28694, USA
+1 (336) 246-4344
www.golifestore.com
First Horizon Bank
207 S Madison Blvd, Roxboro, NC 27573, USA
+1 (336) 592-8013
www.firsthorizon.com
