Welcome to Our Online Loan Referral Service

4.5 6 reviews

11 Church St, Asheville, NC 28801, USA
+1 (828) 250-8430
localfirstbank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2013-10-02

Mailing Address

341 N MAIN ST, TROY, NC, 27371-3017, United States

Company Name

First Bancorp

First Bancorp

Contact Data

networkadministration@localfirstbank.com

+1.19105733273

+1.9999999999

What people think about First Bank - Downtown Asheville, NC?

Below you find some of the testimonials of our customers.

Was invited to a birthday party but was empty at that time. A friend recommended me to contact First Bank - Downtown Asheville, NC. And I did. This was the right decision! Yes, the APR was high but I suppose it’s because I had low credit. In general, The process was fast.

Mrs. Amie Breitenberg DVM

Easy application. I only needed an ID and a bank account. Same day approval. The first time I was approved for $300 only. Hope the limit will increase next time. Interest rate is reasonable. Paid back the debt even before the due date. If desired, the term can be also extended.

Mr. Herbert Bayer

I applied for the first loan in my life, was approved in 10 minutes despite the fact that I had low credit score. I repaid it on time. Love this company for their reasonable rates. Other lenders in my town charge sky high interest!

Daren Boehm

Was invited to a birthday party but was empty at that time. A friend recommended me to contact First Bank - Downtown Asheville, NC. And I did. This was the best decision! Yes, the interest rate was high but I suppose it’s because I had low credit. In general, The process was effortless.

Caesar Klein

I am a loyal customer of First Bank - Downtown Asheville, NC. It is very convenient to apply online. The interest rate was affordable. Their staff always reply quickly.

Javonte Gerhold

A good loan provider. These guys quickly processed my application. Had money in my account the next evening. If you need some extra cash urgently, this is the best loan provider, I’m telling you!

Asia Labadie

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Asheville, North Carolina

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Asheville, North Carolina is are easy to get. The interest rate is individual for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

36% APR small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still be able to take out a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are companies who may be willing to give you a payday loan even if you have a bad credit score. You will need a regular income to apply for a bad credit payday loan.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Asheville, North Carolina

Edward Jones - Financial Advisor: Hope Bogaert

430B W Kings Hwy, Eden, NC 27288, USA

+1 (336) 627-0138

www.edwardjones.com

American National Bank and Trust Company: ATM

1981 NC-86, Yanceyville, NC 27379, USA

+1 (434) 792-5111

www.amnb.com

Mariner Finance

2101 N Pine St ste c, Lumberton, NC 28358, USA

+1 (910) 671-1500

www.marinerfinance.com

Regional Finance

3607 Matthews-Mint Hill Rd Suite 10, Matthews, NC 28105, USA

+1 (980) 245-9230

branches.regionalfinance.com

Telco Community Credit Union

34 Northcrest Rd, Weaverville, NC 28787, USA

+1 (828) 252-6458

www.telcoccu.org

OneMain Financial

805 N Madison Blvd, Roxboro, NC 27573, USA

+1 (336) 599-2163

www.onemainfinancial.com

Freddie's Check Cashing

416 S Broad St, Gastonia, NC 28054, USA

Royalty Finance

1558 Freeway Dr. # D, Reidsville, NC 27320, USA

+1 (336) 349-9876

royalty-finance.com

Time Financing Service

8030 North Point Blvd, Winston-Salem, NC 27106, USA

+1 (336) 397-4383

www.timefinancing.com

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