Welcome to Our Online Loan Referral Service

4.5 6 reviews

11 Church St, Asheville, NC 28801, USA
+1 (828) 250-8430
localfirstbank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
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Domain Info

Created Date

2013-10-02

Mailing Address

341 N MAIN ST, TROY, NC, 27371-3017, United States

Company Name

First Bancorp

First Bancorp

Contact Data

networkadministration@localfirstbank.com

+1.19105733273

+1.9999999999

What people think about First Bank - Downtown Asheville, NC?

Below you find some of the testimonials of our customers.

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Asheville, North Carolina

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Asheville, North Carolina is are easy to get. The interest rate is individual for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

36% APR small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still be able to take out a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are companies who may be willing to give you a payday loan even if you have a bad credit score. You will need a regular income to apply for a bad credit payday loan.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Asheville, North Carolina

Coastal Credit Union

7451 Creedmoor Rd, Raleigh, NC 27613, USA

+1 (800) 868-4262

www.coastal24.com

Amity Finance, Inc.

2477 E Ozark Ave, Gastonia, NC 28054, USA

+1 (704) 867-3643

Regional Finance

638 Spartanburg Hwy Suite 30, Hendersonville, NC 28792, USA

+1 (828) 698-4360

branches.regionalfinance.com

Time Financing Service

1201 1st St W, Ahoskie, NC 27910, USA

+1 (252) 332-5788

www.timefinancing.com

First Citizens Bank

306 Old Farm Rd S, Roanoke Rapids, NC 27870, USA

+1 (252) 308-6000

locations.firstcitizens.com

CresCom Bank

105 Hickman Rd, Tabor City, NC 28463, USA

+1 (910) 207-9033

www.haveanicebank.com

M & J Loans of Shelby, Inc

409 S Lafayette St, Shelby, NC 28150, USA

+1 (704) 487-4141

www.mandjloans.com

Mid-East Acceptance Corporation

700 Church St, Ahoskie, NC 27910, USA

+1 (252) 332-2331

Citizens One Home Loans - Adam Kirby

717 Green Valley Rd, Greensboro, NC 27408, USA

+1 (336) 382-3487

lo.citizensone.com

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