Welcome to Our Online Loan Referral Service

3.6 8 reviews

778 Merrimon Ave, Asheville, NC 28804, USA
+1 (828) 253-5402
localfirstbank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2013-10-02

Mailing Address

341 N MAIN ST, TROY, NC, 27371-3017, United States

Company Name

First Bancorp

First Bancorp

Contact Data

[email protected]

+1.19105733273

+1.9999999999

What people think about First Bank - Asheville North, NC?

Below you find some of the opinions of our customers.

Especially someone who was a banking customer for several years.

Luigi Emard

Just waited over an hour to speak with someone.

Fred Kling

Mel, the branch manager, has gone above and beyond for me on several occasions.

Mazie Wisozk

Pay Attention

Now you can see general features of payday loans.

Payday Loans in Asheville, North Carolina

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans may become an easy and fast solution to a short-term problem in Asheville, North Carolina. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on a few things.

APR

36% APR small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are designed to help meet the needs of clients with lower credit scores. There are companies who may be willing to offer you a payday loan even if you have a bad credit score. You will need a steady income to get approved for a bad credit payday loan.

To get approved for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Asheville, North Carolina

Regional Finance

4964 Martin View Ln, Winston-Salem, NC 27104, USA

+1 (336) 354-4930

branches.regionalfinance.com

OneMain Financial

633 W Independence Blvd, Mt Airy, NC 27030, USA

+1 (336) 789-1233

www.onemainfinancial.com

Lendmark Financial Services LLC

3916 E Franklin Blvd #130, Gastonia, NC 28056, USA

+1 (704) 899-5247

www.lendmarkfinancial.com

Union Bank

405 N Main St, Creedmoor, NC 27522, USA

+1 (919) 528-7396

www.unionbanknc.com

Approved Cash

55 Orange St, Fair Bluff, NC 28439, USA

+1 (910) 248-3222

approvedcash.com

Regional Finance

3607 Matthews-Mint Hill Rd Suite 10, Matthews, NC 28105, USA

+1 (980) 245-9230

branches.regionalfinance.com

ACE Cash Express

1499 New Walkertown Rd, Winston-Salem, NC 27101, USA

+1 (336) 722-0233

www.acecashexpress.com

ACE Cash Express

2706 Freedom Dr #B, Charlotte, NC 28208, USA

+1 (704) 399-4433

www.acecashexpress.com

Time Financing Service

403 E Nash St, Louisburg, NC 27549, USA

+1 (919) 496-2538

www.timefinancing.com

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