Welcome to Our Online Loan Referral Service

4.6 11 reviews

20 All Souls Crescent, Asheville, NC 28803, USA
+1 (828) 274-4200
locations.ncsecu.org
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM

Domain Info

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Mailing Address

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What people think about State Employees’ Credit Union?

Below you get acquainted with some of the testimonials of our clients.

Love the place, feels like family and always helpful!

Nolan Kemmer PhD

This local branch used to be very courteous and have a friendly home town feel.

Mr. Jarred Watsica DVM

That's nice bank and have 3 floors of loans, office and bank.

Shanon Monahan

Important

Now you can review general aspects of payday loans.

Payday Loans in Asheville, North Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

It is trouble-free and speedy to get accepted for payday loans in Asheville, North Carolina. The interest rate will be set individually for each case and will depend on the personal information the client provided.

APR

36% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to applicants with a poor credit rating. Payday loan approvals depend very much on other circumstances. Payday companies will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the APR. It’s easy to find out the precise cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Asheville, North Carolina

Security Financial Services

308 Wilkesboro Ave, North Wilkesboro, NC 28659, USA

+1 (336) 838-9404

www.security-finance.com

First Citizens Bank ATM

Murphy, NC 28906, USA

www.firstcitizens.com

First Community Bank

704 W Independence Blvd, Mt Airy, NC 27030, USA

+1 (336) 719-3300

www.firstcommunitybank.com

Fifth Third Bank & ATM

316 S Lafayette St, Shelby, NC 28150, USA

+1 (704) 480-4444

locations.53.com

Lendmark Financial Services LLC

1560 Freeway Dr. J, Reidsville, NC 27320, USA

+1 (336) 342-2361

www.lendmarkfinancial.com

Regional Finance

3733 B Farmington Dr, Greensboro, NC 27407, USA

+1 (336) 547-7045

branches.regionalfinance.com

OneMain Financial

1300 Patton Ave, Asheville, NC 28806, USA

+1 (828) 253-9811

www.onemainfinancial.com

First Citizens Bank

1021 Main St, Blowing Rock, NC 28605, USA

+1 (828) 295-3162

locations.firstcitizens.com

Lendmark Financial Services LLC

1569 Benvenue Rd, Rocky Mount, NC 27804, USA

+1 (252) 977-3541

www.lendmarkfinancial.com

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