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What people think about State Employees’ Credit Union?
Below you get acquainted with some of the testimonials of our clients.
Love the place, feels like family and always helpful!
Nolan Kemmer PhD
This local branch used to be very courteous and have a friendly home town feel.
Mr. Jarred Watsica DVM
That's nice bank and have 3 floors of loans, office and bank.
Shanon Monahan
Important
Now you can review general aspects of payday loans.
Payday Loans in Asheville, North Carolina
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
It is trouble-free and speedy to get accepted for payday loans in Asheville, North Carolina. The interest rate will be set individually for each case and will depend on the personal information the client provided.
APR
36% APR small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to applicants with a poor credit rating. Payday loan approvals depend very much on other circumstances. Payday companies will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator helps to quickly calculate the APR. It’s easy to find out the precise cost of the loan even before applying.
APR Calculator
Other Payday Lenders in Asheville, North Carolina
OneMain Financial
3900 W Market St D, Greensboro, NC 27407, USA
+1 (336) 299-5726
www.onemainfinancial.com
First Citizens Bank ATM
111 E South Main St, Littleton, NC 27850, USA
+1 (252) 586-4165
www.firstcitizens.com
Cash America Pawn
3101 N Sharon Amity Rd, Charlotte, NC 28205, USA
+1 (704) 414-2595
www.cashamerica.com
State Employees’ Credit Union
4951 US Hwy 25, 70, Marshall, NC 28753, USA
+1 (828) 649-0146
locations.ncsecu.org
Carolina Farm Credit
282 N Main St, Sparta, NC 28675, USA
+1 (336) 372-8587
www.carolinafarmcredit.com
