What people think about Basic Finance?
Below you see some of the opinions of our customers.
Was invited to a birthday party but was empty at that time. A friend recommended me to contact Basic Finance. And I did. This was the best decision! Yes, the APR was high but I believe it’s because I had poor credit. In general, The process was hassle free.
Brigitte Hansen
Basic Finance seems reliable. Used it twice. The first payday loan approved was small – $400, but next time the limit was increased to $600. Repaid the loan on schedule. The managers were amazing, they gave detailed answers to all my questions. No troubles. But their interest rates are average.
Wilmer Steuber
Last week I needed $1000 to cover medical bills. I decided to apply via Basic Finance. They only approved me for $600 but the process itself was easy, and their rates were attractive.
Ashton Flatley
Important
The above-given information provides the details about a specific company. The information below is about general information about payday loans.
Payday Loans in Red Springs, North Carolina
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in Red Springs, North Carolina is are easy to access. The interest rate is individual for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.
APR
36% APR small loan cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to applicants with a poor credit history. Payday loan approvals depend very much on specific aspects. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator helps to quickly calculate the APR. It’s easy to learn the real cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in Red Springs, North Carolina
National Finance Company
1606 E Dixon Blvd D, Shelby, NC 28150, USA
+1 (704) 482-1464
www.nfcmoney.com
State Employees’ Credit Union
1001 Cranberry St, Newland, NC 28657, USA
+1 (828) 733-1446
locations.ncsecu.org
First Bank - Asheville West, NC
1012 Patton Ave, Asheville, NC 28806, USA
+1 (828) 254-1778
localfirstbank.com
State Employees’ Credit Union
1125 N Academy St, Ahoskie, NC 27910, USA
+1 (252) 332-5339
locations.ncsecu.org
OneMain Financial
3611 Spring Forest Rd #120, Raleigh, NC 27616, USA
+1 (919) 790-7600
www.onemainfinancial.com
Lendmark Financial Services LLC
500 N Main St Suite 12, Marion, NC 28752, USA
+1 (828) 659-8419
www.lendmarkfinancial.com
