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3.9 9 reviews
Loan agency in Red Springs, North Carolina

802 E 4th Ave, Red Springs, NC 28377, USA
5 years in business
+1 (910) 843-1261
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
(Good Friday)
8:30AM–5:30PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5:30PM
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Important

The above-given information provides the details about a specific company. The information below is about general information about payday loans.

Payday Loans in Red Springs, North Carolina

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Red Springs, North Carolina is are easy to access. The interest rate is individual for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

36% APR small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to applicants with a poor credit history. Payday loan approvals depend very much on specific aspects. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the APR. It’s easy to learn the real cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Red Springs, North Carolina

ACE Cash Express

1709 Dawson St, Wilmington, NC 28403, USA

+1 (910) 762-2620

www.acecashexpress.com

Universal Finance

141 W Main St, Forest City, NC 28043, USA

+1 (828) 247-8728

ufi-nc.com

Regional Acceptance Corporation

127 W Webster St, Whiteville, NC 28472, USA

+1 (877) 722-7299

www.regionalacceptance.com

First Citizens Bank

540 NC-105 Extension, Boone, NC 28607, USA

+1 (828) 264-7353

locations.firstcitizens.com

SouthState Bank

796 Sunset Blvd N, Sunset Beach, NC 28468, USA

+1 (910) 579-7872

southstatebank.com

National Finance Company

717 Ward Blvd, Wilson, NC 27893, USA

+1 (252) 291-8850

www.nfcmoney.com

First Horizon Bank

207 S Madison Blvd, Roxboro, NC 27573, USA

+1 (336) 592-8013

www.firsthorizon.com

ACE Cash Express

1499 New Walkertown Rd, Winston-Salem, NC 27101, USA

+1 (336) 722-0233

www.acecashexpress.com

ACE Cash Express

946 E Bessemer Ave, Greensboro, NC 27405, USA

+1 (336) 370-0000

www.acecashexpress.com

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