Welcome to Our Online Loan Referral Service

3.9 9 reviews
Loan agency in Red Springs, North Carolina

802 E 4th Ave, Red Springs, NC 28377, USA
5 years in business
+1 (910) 843-1261
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
(Good Friday)
8:30AM–5:30PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5:30PM

What people think about Basic Finance?

Below you see some of the opinions of our customers.

Was invited to a birthday party but was empty at that time. A friend recommended me to contact Basic Finance. And I did. This was the best decision! Yes, the APR was high but I believe it’s because I had poor credit. In general, The process was hassle free.

Brigitte Hansen

Basic Finance seems reliable. Used it twice. The first payday loan approved was small – $400, but next time the limit was increased to $600. Repaid the loan on schedule. The managers were amazing, they gave detailed answers to all my questions. No troubles. But their interest rates are average.

Wilmer Steuber

Last week I needed $1000 to cover medical bills. I decided to apply via Basic Finance. They only approved me for $600 but the process itself was easy, and their rates were attractive.

Ashton Flatley

Important

The above-given information provides the details about a specific company. The information below is about general information about payday loans.

Payday Loans in Red Springs, North Carolina

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Red Springs, North Carolina is are easy to access. The interest rate is individual for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

36% APR small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to applicants with a poor credit history. Payday loan approvals depend very much on specific aspects. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the APR. It’s easy to learn the real cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Red Springs, North Carolina

Lendmark Financial Services LLC

2652 Dr. M.L.K. Jr Blvd, New Bern, NC 28562, USA

+1 (252) 649-0083

www.lendmarkfinancial.com

Woodforest National Bank

6711 NC-135, Mayodan, NC 27027, USA

+1 (336) 427-0470

www.woodforest.com

Nova Credit Union

635 Coliseum Dr NW, Winston-Salem, NC 27106, USA

+1 (336) 723-1024

www.novacu.com

Carolina Farm Credit

813 W Hwy 150, Lincolnton, NC 28092, USA

+1 (704) 735-0413

www.carolinafarmcredit.com

Check Cashing & More Inc

1410 New Bern Ave, Raleigh, NC 27610, USA

+1 (919) 838-6666

Friendly Check Cashing

1690 N Garnett St, Henderson, NC 27536, USA

+1 (252) 431-0015

friendlycheck.com

Cash America Pawn

6300 South Blvd #200a, Charlotte, NC 28217, USA

+1 (704) 529-5352

www.cashamerica.com

New Southern Loans, Inc.

2405 Nash St N, Wilson, NC 27896, USA

+1 (252) 243-1001

Union Bank

8001-8037, Strickland Rd, Raleigh, NC 27615, USA

www.unionbank.com

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