Welcome to Our Online Loan Referral Service

3.8 26 reviews

391 S French Broad Ave, Asheville, NC 28801, USA
+1 (828) 255-0809
www.self-help.org
Sunday
Closed
Monday
8AM–1PM, 2–5PM
Tuesday
8AM–1PM, 2–5PM
Wednesday
8AM–1PM, 2–5PM
Thursday
8AM–1PM, 2–5PM
Friday
8AM–1PM, 2–5PM
Saturday
Closed

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Feedback about Self-Help Credit Union?

Here you read the reviews of our customers.

Great place, rates , and staff

Lia Mitchell

Could not be happier to work with the folks at Self-Help.

Gaetano Kirlin

I felt like my time and money was wasted.

Bethel Kuvalis

Pay Attention

Payday lenders are described in the first three points. Below info offers common information about payday loans.

Payday Loans in Asheville, North Carolina

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is simple and quick to issue payday loans in Asheville, North Carolina. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

36% APR small loan cap

How will Self-Help Credit Union help take out a payday loan in Asheville, North Carolina?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to process the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Asheville, nc review this circumstance not an obstacle to take out a loan. The client of a loan should be ready to objectively estimate financial abilities, take out a loan, pay off the debt on time and not only handle current issues, but improve the credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Asheville, North Carolina

State Employees’ Credit Union

3934 South Providence, Waxhaw, NC 28173, USA

+1 (704) 243-2531

locations.ncsecu.org

Telco Community Credit Union

1871 Hendersonville Rd, Asheville, NC 28803, USA

+1 (828) 252-6458

www.telcoccu.org

United Community Bank

3273 US-441, Whittier, NC 28789, USA

+1 (828) 497-3734

www.ucbi.com

Southern Loans

407 Sunset Ave, Rocky Mount, NC 27804, USA

+1 (252) 977-1934

www.southern-loans.com

Universal Acceptance Corporation

2600 Discovery Dr, Raleigh, NC 27616, USA

+1 (919) 850-0331

www.getcashnow.space

State Employees’ Credit Union

400 E 10th St, Roanoke Rapids, NC 27870, USA

+1 (252) 219-3314

locations.ncsecu.org

Freddie's Check Cashing

416 S Broad St, Gastonia, NC 28054, USA

Mariner Finance

1948 S Horner Blvd ste b, Sanford, NC 27330, USA

+1 (919) 775-6067

www.marinerfinance.com

Basic Finance

802 E 4th Ave, Red Springs, NC 28377, USA

+1 (910) 843-1261

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