State Employees’ Credit Union Payday Loans Review

4.9 10 reviews

Organization owner?

1746 E Main St, Sylva, NC 28779, USA

+1 (828) 586-8921

locations.ncsecu.org

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–5:30PM

Thursday

8:30AM–5:30PM

Friday
(Good Friday)

Closed

Holiday hours

Saturday

Closed

Sunday
(Easter)

Closed

Holiday hours

Monday

8:30AM–5:30PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about State Employees’ Credit Union?

Here you read the reviews of our clients.

Staff is always friendly

Teagan Price

Nice, professional people.

Reinhold Kessler

She really helped my husband and I out with our first mortgage.

Jaquan Spencer Sr.

Pay Attention

Above-defined info offers the details about a certain lending company. Below-defined info is devoted to general information about payday loans.

Payday Loans in Sylva, North Carolina

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in Sylva, nc. They are issued at individual interest rates. They are dependent on customer's data. It is also important to pay back as much payday loans as possible.

APR

36% APR small loan cap

How will State Employees’ Credit Union help take out a payday loan in Sylva, North Carolina?

24/7 service. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Payday lenders in Sylva, nc review this circumstance not a drawback to take out a loan. The borrower of a cash advance should be ready to objectively estimate financial solvency, take out a loan, pay back the debt on a due date and not only cope with current issues, but improve the credit history.

The following general points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Sylva, North Carolina

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+1 (252) 447-2292

firstchoicepaydayloans.com

Friendly Check Cashing

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+1 (252) 443-0220

friendlycheck.com