Welcome to Our Online Loan Referral Service

3 4 reviews

540 NC-105 Extension, Boone, NC 28607, USA
+1 (828) 264-7353
locations.firstcitizens.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you read the feedback of our clients.

Not the first time I use First Citizens Bank. The service is fair. They immediately inform how much you should pay off. No cheating. You can always extend the loan. It helps a lot when cash is urgently needed.

Ms. Priscilla Wisoky

The funds are transferred to my credit card. I pay off through my account. The payment is convenient and fast. Pay on schedule and there will be no problems.

Efren Nolan III

First Citizens Bank is quite fair, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on due date. The operators in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Simone Donnelly

It was significant to enhance the credi score, because there is practically no chance of getting a cash advance at a favorable interest rate. As a result, I addressed First Citizens Bank. The score improved after several loans paid off.

Diana Parker

Pay Attention

Above there are details about a definite lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Boone, North Carolina

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Boone, North Carolina are issued hassle-free. The interest percentage is dependent on the customer's person-related data: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies offer.

APR

36% APR small loan cap

How will First Citizens Bank help issue a payday loan in Boone, North Carolina?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued day and night. The transfer will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Boone, North Carolina. They estmate many other factors before issuing a loan. One of them is solvency. This is a way to improve your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Boone, North Carolina

First Citizens Bank

302 E 2nd St, West Jefferson, NC 28694, USA

+1 (336) 246-2571

locations.firstcitizens.com

Nation Wide Budget Finance

2438 Randleman Rd # B, Greensboro, NC 27406, USA

+1 (336) 275-0077

Security Financial Services

3453 Airport Blvd NW ste c, Wilson, NC 27896, USA

+1 (252) 234-5873

www.security-finance.com

OneMain Financial

319 Westgate Plaza, Franklin, NC 28734, USA

+1 (828) 369-6420

www.onemainfinancial.com

Way of Cashing Checks

4443 Main St, South Brunswick, NC 28470, USA

+1 (910) 755-5626

Royalty Finance-Murfreesboro

406 E Main St, Murfreesboro, NC 27855, USA

+1 (252) 398-8400

royalty-finance.com

Carolina Farm Credit

405 S Oak St, Spindale, NC 28160, USA

+1 (828) 286-9183

www.carolinafarmcredit.com

Universal Finance

1736 Wilkesboro Hwy, Statesville, NC 28625, USA

+1 (704) 883-0003

ufi-nc.com

Allegacy Federal Credit Union

1996 Rockford St Suite 300, Mt Airy, NC 27030, USA

+1 (336) 830-8600

www.allegacy.org

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