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Loan agency in Lenoir, North Carolina

176 Wilkesboro Blvd NE, Lenoir, NC 28645, USA
7 years in business
+1 (828) 759-0007
ufi-nc.com
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

2008-07-28

Mailing Address

NC, United States

Company Name

Universal Finance

Universal Finance

Contact Data

What people think about Universal Finance, Inc?

Below you see some of the testimonials of our customers.

Great people to work with.

Miss Leila Bode PhD

I should say up front that the staff is excellent!

Alysa Baumbach

I like the hometown experience.

Prof. Abdullah Parisian I

Pay Attention

The above-given information provides the details about a certain lender. The information below is about common information about payday loans.

Payday Loans in Lenoir, North Carolina

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is trouble-free and speedy to get accepted for payday loans in Lenoir, North Carolina. The interest rate will be set individually for each applicant and will depend on the personal details the borrower entered.

APR

36% APR small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a poor credit rating an increased opportunity to get accepted for payday loans. A payday loan may be the only loan available for some people to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your opportunities and pay off your loan commitments punctually.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Lenoir, North Carolina

First Citizens Bank

123 Reservoir Rd, Burnsville, NC 28714, USA

+1 (828) 682-6191

locations.firstcitizens.com

Peoples Bank

Murphy, NC 28906, USA

Security Financial Services

1142 W Pine St, Mt Airy, NC 27030, USA

+1 (336) 783-0342

www.security-finance.com

Friendly Check Cashing

1201 E Memorial Dr, Ahoskie, NC 27910, USA

+1 (252) 332-3407

friendlycheck.com

National Finance Company

1102 Skyway Dr, Monroe, NC 28110, USA

+1 (704) 283-1576

www.nfcmoney.com

Lendmark Financial Services LLC

891 S Beckford Dr Suite B, Henderson, NC 27536, USA

+1 (252) 492-1166

www.lendmarkfinancial.com

Personal Loans

5007 Southpark Dr #200n, Durham, NC 27713, USA

+1 (888) 513-8102

First Citizens Bank

701 Tsali Blvd, Cherokee, NC 28719, USA

+1 (828) 497-2041

locations.firstcitizens.com

Way of Cashing Checks

4443 Main St, South Brunswick, NC 28470, USA

+1 (910) 755-5626

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