Welcome to Our Online Loan Referral Service

4 7 reviews

145 Slope St, Bryson City, NC 28713, USA
+1 (828) 488-1168
www.ucbi.com
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

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Feedback about United Community Bank?

Here you read the reviews of our clients.

These folks make you feel welcome and treat you like family.

Allen Bednar Jr.

Horrible service, been trying to finalize home loan for months.

Nicolette Thiel

Pay Attention

Above there are details about a exact lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Bryson City, North Carolina

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in Bryson City, North Carolina are taken out easily. The interest rate is conditional on the client's person-related information: if you pay back more payday loans, the more favorable terms and rates payday lending companies offer.

APR

36% APR small loan cap

How will United Community Bank help take out a loan in Bryson City, North Carolina?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Lenders in Bryson City, nc review this circumstance not an obstacle to issue a loan. The borrower of a cash advance should be prepared to objectively assess financial capabilities, issue a loan, repay the debt on time and not only resolve current issues, but enhance the credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Bryson City, North Carolina

Edward Jones - Financial Advisor: Jeff Perry, AAMS®|CRPC®

857 S Beckford Dr Suite D, Henderson, NC 27536, USA

+1 (252) 492-5112

www.edwardjones.com

OneMain Financial

825 Spartanburg Hwy, Hendersonville, NC 28792, USA

+1 (828) 697-5383

www.onemainfinancial.com

National Financial Co

1035 E 10th St, Roanoke Rapids, NC 27870, USA

+1 (252) 537-1123

www.nfcmoney.com

State Employees’ Credit Union

2709 Union Rd, Gastonia, NC 28054, USA

+1 (704) 864-2085

locations.ncsecu.org

Carter Bank & Trust

300 Dabney Dr Ext, Henderson, NC 27536, USA

+1 (252) 438-6222

www.cbtcares.com

Nicholas Financial Inc

9123 Monroe Rd STE 110, Charlotte, NC 28270, USA

+1 (704) 849-6882

nicholasfinancial.com

Telco Community Credit Union

281 Asheville Hwy, Brevard, NC 28712, USA

+1 (828) 252-6458

www.telcoccu.org

State Employees’ Credit Union

40 Charlie Brown Rd, Burnsville, NC 28714, USA

+1 (828) 682-7557

locations.ncsecu.org

Nation Wide Budget Finance

2438 Randleman Rd # B, Greensboro, NC 27406, USA

+1 (336) 275-0077

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