Welcome to Our Online Loan Referral Service

3 14 reviews

310 E Main St UNIT 110, Carrboro, NC 27510, USA
+1 (800) 868-4262
www.coastal24.com
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed

Domain Info

Created Date

2008-07-09

Mailing Address

North Carolina, United States

Company Name

Coastal Credit Union

Coastal Credit Union

Contact Data

Feedback about Coastal Credit Union?

Here you read the reviews of our clients.

Very friendly service by the staff and 24/7 ATM support.

Adele Considine

This location has been "temporarily closed" for a year.

Miss Madalyn Dietrich

They were the first place we contacted when we decided to buy a home.

Geovany Deckow IV

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes people get acquainted general information about payday loans.

Payday Loans in Carrboro, North Carolina

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

It is simple and quick to issue loans in Carrboro, North Carolina. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most favorable terms and rates.

APR

36% APR small loan cap

How will Coastal Credit Union help issue a payday loan in Carrboro, North Carolina?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out day and night. The transfer will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Carrboro, nc will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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Entegra Bank

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