Express Mart Check Cashing Payday Loans Review

3 2 reviews

Organization owner?

8925 Nations Ford Rd, Charlotte, NC 28217, USA

+1 (704) 523-4764

Thursday

9AM–8PM

Friday

9AM–8PM

Saturday

9AM–8PM

Sunday

9AM–8PM

Monday

9AM–8PM

Tuesday

9AM–8PM

Wednesday

9AM–8PM

Feedback about Express Mart Check Cashing?

Here you see the reviews of our clients.

I took out a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Sam Fahey

I issued payday loan from Express Mart Check Cashing 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller loan.

Xavier McCullough

Pay Attention

Above-specified info provides the details about a definite lender. Below-defined info is devoted to general information about payday loans.

Payday Loans in Charlotte, Vermont

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Charlotte, Vermont is taken out simply and quickly. The interest rate is defined respecting the category of the customer: the more loans are successfully paid back, the more favorable terms will be offered to you.

APR

18% APR small loan cap

How will Express Mart Check Cashing help issue a loan in Charlotte, Vermont?

24/7 service. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The loan will be sent to a card, so a personal visit to the office is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Charlotte, Vermont. They assess many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit rating.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.