Welcome to Our Online Loan Referral Service

5 8 reviews

1024 S Jefferson Ave, West Jefferson, NC 28694, USA
+1 (336) 246-2763
locations.ncsecu.org
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed

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Feedback about State Employees’ Credit Union?

Here you see the feedback of our customers.

I do all of my local banking and financial services from the Credit Union.

Myron Spencer

Good bank with friendly staff

Dylan Cummings DVM

They know what customer service is all about!

Mrs. Kaia Monahan Sr.

Pay Attention

Payday lenders are shown in the first three points. Below info shows shared information about payday loans.

Payday Loans in West Jefferson, North Carolina

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in West Jefferson, North Carolina is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more favorable rates a borrower will get.

APR

36% APR small loan cap

How will State Employees’ Credit Union help issue a loan in West Jefferson, North Carolina?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor processed by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by microfinance organizations to take out a loan. The lender process many aspects such as financial solvency to approve the application. Payday loans in West Jefferson, North Carolina may help enhance your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in West Jefferson, North Carolina

Baxter Credit Union

67 Pitts Station Rd, Marion, NC 28752, USA

+1 (800) 944-8143

www.bcu.org

Friendly Check

Warrenton, NC 27589, USA

+1 (252) 517-4526

friendlycheck.com

PNC Bank

155 Hillsboro St, Oxford, NC 27565, USA

+1 (919) 603-3600

apps.pnc.com

New Southern Loans

216 N Bickett Blvd, Louisburg, NC 27549, USA

+1 (919) 340-0640

southern-loans.com

Time Financing Service

2333 S Church St, Burlington, NC 27215, USA

+1 (336) 261-6935

www.timefinancing.com

First Bank - Asheville North, NC

778 Merrimon Ave, Asheville, NC 28804, USA

+1 (828) 253-5402

localfirstbank.com

Online Bad Credit Loans

3726 Lawndale Dr, Greensboro, NC 27455, USA

+1 (336) 649-4953

onlinebcl.com

Welcome Finance Co

208 N Sterling St, Morganton, NC 28655, USA

+1 (828) 433-1395

www.wfcnc.com

Carter Bank & Trust

107 S Henry St, Stoneville, NC 27048, USA

+1 (336) 573-1776

www.cbtcares.com

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