State Employees’ Credit Union Payday Loans Review

5 8 reviews

Organization owner?

1024 S Jefferson Ave, West Jefferson, NC 28694, USA

+1 (336) 246-2763

locations.ncsecu.org

Sunday

Closed

Monday

8:30AM–5:30PM

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–5:30PM

Thursday

8:30AM–5:30PM

Friday

8:30AM–5:30PM

Saturday

Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about State Employees’ Credit Union?

Here you see the feedback of our customers.

I do all of my local banking and financial services from the Credit Union.

Myron Spencer

Good bank with friendly staff

Dylan Cummings DVM

They know what customer service is all about!

Mrs. Kaia Monahan Sr.

Pay Attention

Payday lenders are shown in the first three points. Below info shows shared information about payday loans.

Payday Loans in West Jefferson, North Carolina

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in West Jefferson, North Carolina is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more favorable rates a borrower will get.

APR

36% APR small loan cap

How will State Employees’ Credit Union help issue a loan in West Jefferson, North Carolina?

24/7 service. Such Internet services allow you to credit funds at any time. Money are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor processed by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by microfinance organizations to take out a loan. The lender process many aspects such as financial solvency to approve the application. Payday loans in West Jefferson, North Carolina may help enhance your credit score.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in West Jefferson, North Carolina

Local Government Federal Credit Union

10955 US-15, Southern Pines, NC 28387, USA

+1 (910) 692-4013

www.lgfcu.org

First Bank - Tabor City, NC

102 E 5th St, Tabor City, NC 28463, USA

+1 (910) 653-2189

localfirstbank.com

Pinnacle Financial Partners

1700 Dickerson Blvd, Monroe, NC 28110, USA

+1 (704) 290-3010

www.pnfp.com

Carter Bank & Trust

300 Dabney Dr Ext, Henderson, NC 27536, USA

+1 (252) 438-6222

www.cbtcares.com