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Loan agency in Charlotte, North Carolina

6201 Fairview Rd STE 200, Charlotte, NC 28210, USA
+1 (704) 523-0011
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
(Good Friday)
9AM–5:30PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM

What people think about South Atlantic Enterprises Inc?

Below you read some of the opinions of our clients.

Unsatisfied borrower! Was denied for no reason. My credit was average.

Makayla Hoeger

IMPORTANT! It’s a fake! They call me 24/7 from various phone numbers. Tired of blocking these numbers. Never give them your personal data!!

Prof. Sarah Stark MD

Too high interest rate. Had to pay off really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Client service was unsatisfactory too. The lady in the office was very disrespectful. Not satisfied. Better explore another service.

Devin Schultz

Pay Attention

The previous three items describe a certain lender. But below you can find general information about payday loans.

Payday Loans in Charlotte, Vermont

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Charlotte, Vermont. The entire process is effortless. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

18% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get accepted for a payday loan. Such loans are created to help meet the needs of consumers with bad credit scores. There are companies who may be pleased to offer you a payday loan even if you have a poor credit rating. You will need a stable income to get accepted for a bad credit payday loan.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Charlotte, North Carolina

Advance America

1515 Sunset Ave, Clinton, NC 28328, USA

+1 (910) 592-6034

firstchoicepaydayloans.com

Union Bank

1203 Dabney Dr, Henderson, NC 27536, USA

+1 (252) 430-0489

www.unionbanknc.com

Local Government Federal Credit Union

10955 US-15, Southern Pines, NC 28387, USA

+1 (910) 692-4013

www.lgfcu.org

Regional Finance

1330 5th Ave Suite 250, Garner, NC 27529, USA

+1 (919) 457-9444

branches.regionalfinance.com

Allegacy Federal Credit Union

1996 Rockford St Suite 300, Mt Airy, NC 27030, USA

+1 (336) 830-8600

www.allegacy.org

Whitestone Financial

1796 Silas Creek Pkwy, Winston-Salem, NC 27103, USA

+1 (336) 712-9612

www.whitestonefin.com

M&F Bank - Corporate Office

2634 Durham-Chapel Hill Blvd #101, Durham, NC 27707, USA

+1 (919) 687-7800

www.mfbonline.com

Carter Bank & Trust

823 N Main St, Roxboro, NC 27573, USA

+1 (336) 503-9090

www.cbtcares.com

United Community Bank

3273 US-441, Whittier, NC 28789, USA

+1 (828) 497-3734

www.ucbi.com

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