Certainty Home Loans Payday Loans Review - Charlotte, North Carolina

4 4 reviews

Organization owner?

10800 Sikes Pl, Charlotte, NC 28277, USA

+1 (704) 849-2125

certaintyhomeloans.com

Thursday

8AM–5PM

Friday

8AM–5PM

Saturday

Closed

Sunday

Closed

Monday

8AM–5PM

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Domain Info

Created Date

2016-12-21

Mailing Address

CA, United States

Company Name

Stearns

Contact Data

What people think about Certainty Home Loans?

Below you find some of the testimonials of our customers.

Brian Carson provided excellent service and was extremely professional.

Arlene Heller MD

A 2nd delayed closing due to the lender and lack of communication.

Russel Hamill Sr.

Pay Attention

The previous three items describe a definite company. But below you can find general data about payday loans.

Payday Loans in Charlotte, Vermont

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Charlotte, Vermont is are simple to access. The interest rate is specific for each person and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

18% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are designed to help meet the needs of applicants with bad credit scores. There are companies who may be pleased to offer you a payday loan even if you have a poor credit score. You will need a steady income to get approved for a bad credit payday loan.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.