Welcome to Our Online Loan Referral Service

1.8 6 reviews

424 N Main St, Walnut Cove, NC 27052, USA
+1 (336) 591-7127
locations.firstcitizens.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you get acquainted with the reviews of our clients.

It'll feel better than dealing with the people here.

Ilene Cruickshank

Truly my experience with this branch was awful!

Eve Jacobi

We had no problems whatsoever.

Vivianne Wilkinson

Pay Attention

Above there are details about a definite lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Walnut Cove, North Carolina

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Walnut Cove, North Carolina is issued simply and quickly. The interest percentage is set respecting the category of the client: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

36% APR small loan cap

How will First Citizens Bank help issue a payday loan in Walnut Cove, North Carolina?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Walnut Cove, North Carolina. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Walnut Cove, North Carolina

First Bank - Asheville West, NC

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+1 (828) 254-1778

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State Employees’ Credit Union

204 Lola Ln, Pilot Mountain, NC 27041, USA

+1 (336) 444-3281

locations.ncsecu.org

ACE Cash Express

5539 Mc Phail St, Hope Mills, NC 28348, USA

+1 (910) 429-3085

www.acecashexpress.com

Regional Finance

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+1 (980) 245-9230

branches.regionalfinance.com

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+1 (828) 698-4360

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+1 (704) 282-9992

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Woodforest National Bank

135 Town Center Loop, Waynesville, NC 28786, USA

+1 (828) 452-4480

www.woodforest.com

HomeTrust Bank - Reidsville

2805 Reid School Rd, Reidsville, NC 27320, USA

+1 (336) 349-6969

www.htb.com

Wagner Financial Services

1577 New Garden Rd # A, Greensboro, NC 27410, USA

+1 (336) 273-9737

wagner-financial.com

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