State Employees’ Credit Union Payday Loans Review

4.6 5 reviews

Organization owner?

826 E Atkins St, Dobson, NC 27017, USA

+1 (336) 386-8844

locations.ncsecu.org

Sunday

Closed

Monday

8:30AM–5:30PM

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–5:30PM

Thursday

8:30AM–5:30PM

Friday

8:30AM–5:30PM

Saturday

Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about State Employees’ Credit Union?

Here you see the feedback of our clients.

I'm not ashamed to borrow money from State Employees’ Credit Union, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Carter Bergnaum

A good payday lender. It quickly processed the application and credited the funds to my credit card.

Noe Toy DDS

Thanks to the staff for the competent service. They assisted in difficult times. For application you only need an ID.

Lulu Lebsack

Only an ID is needed to apply. Was on a working trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Lenore Hansen

Pay Attention

Above there are details about a exact lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Dobson, North Carolina

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

Payday loans in Dobson, North Carolina are issued problem-free. The interest percentage is dependent on the borrower's personal information: if you repay more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

36% APR small loan cap

How will State Employees’ Credit Union help issue a payday loan in Dobson, North Carolina?

Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with personal data. It will take several minutes to consider the form. The money are credited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Dobson, North Carolina. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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+1 (704) 849-2125

certaintyhomeloans.com

Universal Finance, Inc

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ufi-nc.com

National Finance Company

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+1 (919) 477-8885

www.nfcmoney.com

Carolina Community Bank

132 Rodney Orr Bypass, Robbinsville, NC 28771, USA

+1 (828) 479-3037

www.ucbi.com