Welcome to Our Online Loan Referral Service

5 reviews

116 Peachtree St, Murphy, NC 28906, USA
5 years in business
+1 (828) 837-9291
www.ucbi.com

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Feedback about United Community Bank: Jennifer Badger?

Here you see the reviews of our clients.

A good payday lender. The service quickly reviewed the application and credited the funds to my credit card.

Filomena Little

Thanks to the staff for the reputable service. They helped out in difficult times. For application you only need an ID.

Estefania Reilly

I suffered one situation. I emergenctly needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. United Community Bank: Jennifer Badger in Murphy seemed to me the most convenient.

Celia Schumm I

Yesterday I needed extra funds, I decided to contact United Community Bank: Jennifer Badger. They quickly approved the amount needed, and besides, they offered reasonable terms at a low interest rate.

Janelle Keeling

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to use United Community Bank: Jennifer Badger. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Burnice Kerluke

I addressed United Community Bank: Jennifer Badger. Everything was done fast. Only pleasant impressions remained!

Miss Madeline Gaylord PhD

Pay Attention

Above-specified info offers the details about a exact lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in Murphy, North Carolina

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Murphy, North Carolina are taken out hassle-free. The interest rate is conditional on the borrower's personal information: if you repay more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

36% APR small loan cap

How will United Community Bank: Jennifer Badger help take out a loan in Murphy, North Carolina?

  • Round the clock service. Every customer may address the service round the clock. The borrowed funds will be transfered to bank account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Murphy, nc will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the loan. It takes seconds to see the result.

APR Calculator

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