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Loan agency in Gastonia, North Carolina

2479 E Ozark Ave, Gastonia, NC 28054, USA
+1 (704) 867-3643
southern-loans.com
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2008-03-18

Mailing Address

112 S PEARL ST, ROCKY MOUNT, NC, 27804-5727, United States

Company Name

SOUTHERN LOANS

SOUTHERN LOANS

Contact Data

ppridgen@southern-loans.com

252.567.1364

Feedback about Southern Loans, Inc?

Here you get acquainted with the reviews of our clients.

Thanks to Southern Loans, Inc for helping out when money is emergenctly required. I have been applying to this service for amost one year and everything is always honest, without hidden commissions.

Eudora Kunze

I took out a loan when I had problems with money. There was no other way out. I searched this site on the Internet, among others. Has applied several services. One declined, the other issued at too high a percentage, but here it was approved as I wanted.

Dr. Elbert Leuschke

I had a difficult situation in my life. I emergenctly required extra money. This company helped out me very much. They approved the required loan amount. I solved all my problems. I recommend the company to all my friends.

Mrs. Angelica Schaden Sr.

Southern Loans, Inc is quite good, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on schedule. The employees in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Nia Kshlerin

I often issue a cash advance to a card in Southern Loans, Inc. It is very efficient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the terms.

Vincent Dach I

A good payday lender. The company quickly processed the application and credited the funds to my bank account.

Mittie Becker II

Pay Attention

Lending companies are shown in the first three points. Below info specifies general information about payday loans.

Payday Loans in Gastonia, North Carolina

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Such financial products as payday loan in Gastonia, North Carolina is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more payday loans you pay back off, the more reasonable rates a customer will get.

APR

36% APR small loan cap

How will Southern Loans, Inc help take out a loan in Gastonia, North Carolina?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be transfered to bank account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Gastonia, North Carolina. The lending company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Gastonia, North Carolina

Cash America Pawn

6300 South Blvd #200a, Charlotte, NC 28217, USA

+1 (704) 529-5352

www.cashamerica.com

Cash America Pawn

2828 University Pkwy, Winston-Salem, NC 27106, USA

+1 (336) 723-1234

OneMain Financial

11216 Capital Blvd #112, Wake Forest, NC 27587, USA

+1 (919) 554-0328

www.onemainfinancial.com

Mariner Finance

1142 W Pine St, Mt Airy, NC 27030, USA

+1 (336) 783-0342

www.marinerfinance.com

Garry A Green | Fairway Independent Mortgage Corporation Loan Officer

110 Matthews Station St Suite 2D, Matthews, NC 28105, USA

+1 (704) 261-1000

www.fairwayindependentmc.com

OneMain Financial

2103 Pyramids Village Blvd #101, Greensboro, NC 27405, USA

+1 (336) 375-1335

www.onemainfinancial.com

United Bank

111 W Strawberry Blvd, Chadbourn, NC 28431, USA

+1 (910) 207-9031

www.bankwithunited.com

Regional Finance

6407 South Blvd suite j, Charlotte, NC 28217, USA

+1 (704) 556-1730

branches.regionalfinance.com

Welcome Finance

415 Becker Dr, Roanoke Rapids, NC 27870, USA

+1 (252) 537-1286

www.wfcnc.com

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