State Employees’ Credit Union Payday Loans Review

4.9 18 reviews

Organization owner?

161 Old Farm Rd S, Roanoke Rapids, NC 27870, USA

+1 (252) 537-0019

locations.ncsecu.org

Saturday

Closed

Sunday

Closed

Monday

8:30AM–5:30PM

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–5:30PM

Thursday

8:30AM–5:30PM

Friday

8:30AM–5:30PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about State Employees’ Credit Union?

Here you see the feedback of our customers.

Friendly Accurate service, always polite and helpful

Jaylan Berge

Always a great experience there.

Ms. Mireille Botsford DDS

They always treat you like family.

Reyes Daniel

Great bank and employees

Dr. Norma Purdy Sr.

They act like they only deal with rich people.

Ms. Cheyanne Upton IV

For months I was charged a fee that the manager said they would fix.

Ozella Dietrich

Pay Attention

Lenders are described in the first three points. Below info defines common information about payday loans.

Payday Loans in Roanoke Rapids, North Carolina

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is easy and quick to issue payday loans in Roanoke Rapids, North Carolina. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

36% APR small loan cap

How will State Employees’ Credit Union help issue a loan in Roanoke Rapids, North Carolina?

24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The transfer will be sent to a account, so a personal visit to the office is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Roanoke Rapids, North Carolina. They rate many other factors before taking out a cash advance. One of them is solvency. This is a way to improve your credit rating.

The following common points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to use the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Roanoke Rapids, North Carolina

Trophy Financial Inc

452 S Main St, Laurinburg, NC 28352, USA

+1 (910) 276-5121

trophyfinancial.business.site

Fort Bragg Federal Credit Union

7840 Raeford Rd, Fayetteville, NC 28304, USA

+1 (910) 864-2232

www.fortbraggfcu.org

Woodforest National Bank

200 Columbus Corners Dr, Whiteville, NC 28472, USA

+1 (910) 641-4113

www.woodforest.com