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2.5 8 reviews
Loan agency in Gaston County, North Carolina

4902 WILKINSON BLVD# A, Gastonia, NC 28056, USA
5 years in business
+1 (704) 879-7320
www.northstateacceptance.com
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM

Domain Info

Created Date

2004-03-24

Mailing Address

North Carolina, United States

Company Name

Contact Data

Feedback about NORTH STATE ACCEPTANCE?

Here you read the feedback of our customers.

I had personal and family emergencies over that time and had no issues.

Jesus Crona

They won’t work with you for anything.

Murphy Kling

I’ll make arrangements to pay this loan off earlier than later.

Tate Russel

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Gastonia, North Carolina

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Gastonia, North Carolina is taken out simply and quickly. The interest rate is set respecting the category of the customer: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

36% APR small loan cap

How will NORTH STATE ACCEPTANCE help take out a payday loan in Gastonia, North Carolina?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The deposit will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Gastonia, nc consider this circumstance not an obstacle to issue a loan. The client of a payday loan should be prepared to objectively estimate financial solvency, take out a loan, pay off the debt on time and not only solve current problems, but improve the credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Gastonia, North Carolina

Carter Bank & Trust

704 Oak St, Forest City, NC 28043, USA

+1 (828) 247-1881

www.cbtcares.com

Lendmark Financial Services LLC

269 Premier Blvd, Roanoke Rapids, NC 27870, USA

+1 (252) 537-9990

www.lendmarkfinancial.com

PNC Bank

530 W Bypass, Burnsville, NC 28714, USA

+1 (828) 682-0900

apps.pnc.com

United Bank

901 E Main St, Lincolnton, NC 28092, USA

+1 (704) 735-1104

www.bankwithunited.com

Online Bad Credit Loans

3726 Lawndale Dr, Greensboro, NC 27455, USA

+1 (336) 649-4953

onlinebcl.com

Edward Jones - Financial Advisor: Doug Draughn, CFP®|AAMS®

496 N Main St, Mt Airy, NC 27030, USA

+1 (336) 789-1707

www.edwardjones.com

First Community Bank

704 W Independence Blvd, Mt Airy, NC 27030, USA

+1 (336) 719-3300

www.firstcommunitybank.com

Telco Community Credit Union

36 Tunnel Rd, Asheville, NC 28805, USA

+1 (828) 252-6458

www.telcoccu.org

Lendmark Financial Services LLC

2133 Rockford St Ste 700, Mt Airy, NC 27030, USA

+1 (336) 789-5003

www.lendmarkfinancial.com

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