Welcome to Our Online Loan Referral Service

4.3 16 reviews
Loan agency in Gastonia, North Carolina

2609 S New Hope Rd #4, Gastonia, NC 28056, USA
7 years in business
+1 (704) 865-3465
www.onemainfinancial.com
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

philip.hannah@omf.com

+1.8124922507

Feedback about OneMain Financial?

Here you get acquainted with the feedback of our customers.

Great customer service! always friendly, helpful, and down to earth!

Logan Wintheiser

I waited no more than 24 hours for the whole thing start to finish.

Mrs. Pat Monahan

Great people to deal with and are quick with getting you your money 5 stars

Rylan Satterfield III

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Gastonia, North Carolina

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Payday loans in Gastonia, North Carolina are issued hassle-free. The interest percentage is dependent on the customer's person-related data: if you cover obligations for more payday loans, the more favorable terms and rates lenders guarantee.

APR

36% APR small loan cap

How will OneMain Financial help take out a payday loan in Gastonia, North Carolina?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to consider the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Gastonia, nc consider this circumstance not a hindrence to issue a loan. The client of a loan should be ready to objectively estimate financial abilities, issue a loan, repay the debt on schedule and not only cope with current issues, but improve the credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Gastonia, North Carolina

First Bank - Mars Hill, NC

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+1 (828) 689-2600

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Wilco Finance

2586 E Main St, Lincolnton, NC 28092, USA

+1 (704) 735-8860

www.jeffsautosales.com

Century Finance Inc

1342 N Brightleaf Blvd # A, Smithfield, NC 27577, USA

+1 (919) 938-2274

www.centuryfinancenc.org

Metrolina Credit Company

2331 Crownpoint Executive Dr N, Charlotte, NC 28227, USA

+1 (704) 567-0861

State Employees’ Credit Union

111 Smokey Park Hwy, Asheville, NC 28806, USA

+1 (828) 665-4801

locations.ncsecu.org

Cashwithclick

173 Independence Dr, Raeford, NC 28376, USA

+1 (888) 293-9694

www.cashwithclick.com

Lyon Financial

118 Morlake Dr Suite 202, Mooresville, NC 28117, USA

+1 (877) 754-5966

www.lyonfinancial.net

Nicholas Financial, Inc.

5215 Capital Blvd, Raleigh, NC 27616, USA

+1 (919) 790-5771

www.nicholasfinancial.com

First Bank - Tabor City, NC

102 E 5th St, Tabor City, NC 28463, USA

+1 (910) 653-2189

localfirstbank.com

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