Welcome to Our Online Loan Referral Service

4.8 10 reviews

635 Coliseum Dr NW, Winston-Salem, NC 27106, USA
+1 (336) 723-1024
www.novacu.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

2016-11-10

Mailing Address

North Carolina, United States

Company Name

NOVA Credit Union

NOVA Credit Union

Contact Data

What people think about Nova Credit Union?

Below you see some of the opinions of our clients.

It decided to improve my credit because I had no chances of getting approved for a business loan. So I applied for a cash advance via Nova Credit Union. Took out 2 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very good service.

Isaac Paucek

Many thanks to Nova Credit Union. I recently had some problems with repaying my auto loan and they approved me for a cash advance. Best lender! Managed to cover my issues and signed with relief.

Hugh Hettinger PhD

I took out for a $1,000 payday loan when I needed money after car accident. There simply was no other solution. I came across this site on the Internet. Other lender charged sky high rates. One lender declined me, another approved me for a smaller amount but here it got as much as I requested.

Griffin Kunze

Important

Now you can see general characteristics of payday loans.

Payday Loans in Winston Salem, North Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

It is effortless and speedy to get approved for payday loans in Winston Salem, North Carolina. The interest rate will be set specifically for each applicant and will depend on the personal details the person filled in.

APR

36% APR small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a bad credit history an increased opportunity to get approved for payday loans. A payday loan may be the only option available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your capabilities and pay off your loan commitments as agreed in the contract.

To get approved for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your payday loan.

APR Calculator

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