Welcome to Our Online Loan Referral Service

3.8 17 reviews

109 Carmel Dr, King, NC 27021, USA
+1 (336) 830-8600
www.allegacy.org
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed

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Feedback about Allegacy Federal Credit Union?

Here you grapple with the reviews of our clients.

I am glad Allegacy opened this facility in King, NC.

Mrs. Kylee Ziemann

Great banking experience

Chandler O'Kon

Wonderful Customer Service!!!

Prof. Betty Wuckert

Pay Attention

Above-defined info offers the details about a exact lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in King, North Carolina

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in King, North Carolina is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more payday loans you pay back off, the more reasonable rates you will get.

APR

36% APR small loan cap

How will Allegacy Federal Credit Union help issue a payday loan in King, North Carolina?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to review the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in King, nc will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in King, North Carolina

Family Finance Co

726 Gastonia Hwy, Bessemer City, NC 28016, USA

+1 (704) 629-6062

First Citizens Bank

111 E South Main St, Littleton, NC 27850, USA

+1 (252) 586-4165

locations.firstcitizens.com

Woodforest National Bank

901 US-401, Laurinburg, NC 28352, USA

+1 (910) 276-1191

www.woodforest.com

ATM (Suntrust Bank)

140 Main St, Oxford, NC 27565, USA

www.suntrust.com

Check Cashing & More Inc

3635 New Bern Ave, Raleigh, NC 27610, USA

+1 (919) 231-8848

getcashnow.space

Security Financial Services

308 Wilkesboro Ave, North Wilkesboro, NC 28659, USA

+1 (336) 838-9404

www.security-finance.com

Carolina Finance LLC

1513 Walnut St, Cary, NC 27511, USA

+1 (919) 469-6005

www.carolina-finance.com

Bank of America (with Drive-thru services)

1800 Blowing Rock Rd, Boone, NC 28607, USA

+1 (828) 264-4711

locators.bankofamerica.com

Regional Finance

7309 E Independence Blvd Suite 24, Charlotte, NC 28227, USA

+1 (704) 567-8248

branches.regionalfinance.com

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