State Employees’ Credit Union Payday Loans Review

5 7 reviews

Organization owner?

426 CC Camp Rd, Elkin, NC 28621, USA

+1 (336) 835-3344

locations.ncsecu.org

Sunday

Closed

Monday

8:30AM–5:30PM

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–5:30PM

Thursday

8:30AM–5:30PM

Friday

8:30AM–5:30PM

Saturday

Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about State Employees’ Credit Union?

Here you read the reviews of our customers.

I have a problem with paying off a loan at another bank. It is inconvenient to borrow from friends. Therefore, I decided to address State Employees’ Credit Union. They really helped out.

Alfred Sanford

The loan is transferred easily and quickly. There is a minus - a great commission when repaying a loan.

Akeem Turcotte

Not the first time I use State Employees’ Credit Union. The service is competent. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps a lot when funds is urgently needed.

Natasha Lind

The funds are transferred to my credit card. I cover obligations through my account. The payment is efficient and fast. Pay on schedule and there will be no problems.

Lauryn Armstrong

Pay Attention

Payday lenders are provided in the first three points. Below info defines general information about payday loans.

Payday Loans in Elkin, North Carolina

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Elkin, North Carolina are taken out easily. The interest rate is conditional on the borrower's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

36% APR small loan cap

How will State Employees’ Credit Union help take out a payday loan in Elkin, North Carolina?

Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with customer data. It will take several minutes to review the form. The funds are transferred in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor processed by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by payday lenders to take out a loan. The lender process many aspects such as financial capabilities to approve the application. Cash advance in Elkin, North Carolina may help improve your credit score.

The following common points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Elkin, North Carolina

First Citizens Bank

111 Cherokee Crossing, Whittier, NC 28789, USA

+1 (828) 497-1554

locations.firstcitizens.com