United Community Bank Payday Loans Review

4.5 2 reviews

Organization owner?

20 Frank Allen Rd, Cashiers, NC 28717, USA

+1 (828) 743-6600

www.ucbi.com

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday
(Good Friday)

9AM–5PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about United Community Bank?

Here you read the reviews of our clients.

Only an ID is needed to apply. Was on a business trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Dr. Frederick Parisian V

The loan is transferred easily and quickly. There is a minus - a great fee when paying off a loan.

Dovie Roob

Thanks to United Community Bank for helping out when money is urgently needed. I have been applying to this service for amost a year and everything is always honest, without hidden fees.

Karen Gerhold

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Cashiers, North Carolina

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Cashiers, North Carolina is taken out easily and quickly. The interest rate is set respecting the category of the customer: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

36% APR small loan cap

How will United Community Bank help take out a loan in Cashiers, North Carolina?

Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be credited to credit card. You won't be asked to attend any department.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be considered within minutes. The money are credited in 24 business hours.
Fast and high approval percentage. The positive decision counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to issue a loan in Cashiers, North Carolina. They estmate many other factors before taking out a loan. One of them is financial capabilities. This is a way to improve your credit score.

The following common points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Cashiers, North Carolina

First Citizens Bank

501 S Main St, Reidsville, NC 27320, USA

+1 (336) 349-8492

locations.firstcitizens.com