Welcome to Our Online Loan Referral Service

4.5 2 reviews

20 Frank Allen Rd, Cashiers, NC 28717, USA
+1 (828) 743-6600
www.ucbi.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

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Feedback about United Community Bank?

Here you read the reviews of our clients.

Only an ID is needed to apply. Was on a business trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Dr. Frederick Parisian V

The loan is transferred easily and quickly. There is a minus - a great fee when paying off a loan.

Dovie Roob

Thanks to United Community Bank for helping out when money is urgently needed. I have been applying to this service for amost a year and everything is always honest, without hidden fees.

Karen Gerhold

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Cashiers, North Carolina

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Cashiers, North Carolina is taken out easily and quickly. The interest rate is set respecting the category of the customer: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

36% APR small loan cap

How will United Community Bank help take out a loan in Cashiers, North Carolina?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be credited to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered within minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to issue a loan in Cashiers, North Carolina. They estmate many other factors before taking out a loan. One of them is financial capabilities. This is a way to improve your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Cashiers, North Carolina

Federal Financial Services Inc

935 N Bridge St, Elkin, NC 28621, USA

+1 (336) 526-4517

ffsnc.com

Carolina Farm Credit

225 N Main St, Graham, NC 27253, USA

+1 (336) 227-5531

www.carolinafarmcredit.com

Roxboro Savings Bank SSB

5420 Durham Rd, Roxboro, NC 27574, USA

+1 (336) 599-1096

roxborosavings.com

State Employees' Credit Union

426 CC Camp Rd, Elkin, NC 28621, USA

+1 (336) 835-3344

www.ncsecu.org

Fifth Third Bank & ATM

402 S Jefferson Ave, West Jefferson, NC 28694, USA

+1 (336) 246-8881

locations.53.com

Cash America Pawn

3250 Wilkinson Blvd, Charlotte, NC 28208, USA

+1 (704) 399-9277

First Community Bank

101 Brookfall Dairy Rd, Elkin, NC 28621, USA

+1 (336) 835-2265

www.firstcommunitybank.com

PNC Bank

137 E Main St, Murfreesboro, NC 27855, USA

+1 (252) 398-1440

apps.pnc.com

Friendly Check Cashing

2802 Owen Dr, Fayetteville, NC 28306, USA

+1 (910) 433-2168

friendlycheck.com

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