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5 reviews
Loan agency in Lincoln County, North Carolina

813 W Hwy 150, Lincolnton, NC 28092, USA
7 years in business
+1 (704) 735-0413
www.carolinafarmcredit.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
(Good Friday)
8:30AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

Created Date

1999-05-14

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

wy5qm3dg45b@networksolutionsprivateregistration.com

+1.5707088780

Feedback about Carolina Farm Credit?

Here you get acquainted with the reviews of our clients.

It was necessary to enhance the credi score, because there is practically no chance of getting a loan at a reasonable interest rate. As a result, I addressed Carolina Farm Credit. The score improved after several loans paid off.

Mr. Justen Swift

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to address Carolina Farm Credit. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Dr. Ora Streich III

I recommend Carolina Farm Credit to everyone, I am applying for the second time. Everything is great!

Mr. Alan Waters

Pay Attention

Above there are details about a exact lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Lincolnton, North Carolina

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Lincolnton, North Carolina is taken out simply and fast. The interest rate is specified considering the category of the borrower: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

36% APR small loan cap

How will Carolina Farm Credit help take out a payday loan in Lincolnton, North Carolina?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be transfered to credit card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Lincolnton, nc will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Lincolnton, North Carolina

Mariner Finance

1619 S JK Powell Blvd #B1, Whiteville, NC 28472, USA

+1 (910) 641-0189

www.marinerfinance.com

Entegra Bank

108 E Main St, Saluda, NC 28773, USA

+1 (800) 438-2265

www.entegrabank.com

Basic Finance

306 E Dixon Blvd, Shelby, NC 28152, USA

+1 (704) 481-0111

Cash America Pawn

2601 S Main St, High Point, NC 27263, USA

+1 (336) 887-2601

DreamHouse Financial Inc.

213 Dick St, Fayetteville, NC 28301, USA

+1 (800) 641-1970

briansmithlaw.com

PLS Check Cashing Store

7010 Albemarle Rd, Charlotte, NC 28227, USA

+1 (704) 343-0073

pls247.com

M & J Loans of Shelby, Inc

409 S Lafayette St, Shelby, NC 28150, USA

+1 (704) 487-4141

www.mandjloans.com

State Employees’ Credit Union

900 W Main St, Murfreesboro, NC 27855, USA

+1 (252) 398-5322

locations.ncsecu.org

Carolina Farm Credit

607 Leasburg Rd, Roxboro, NC 27573, USA

+1 (336) 599-0141

www.carolinafarmcredit.com

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