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5 reviews
Loan agency in Lincoln County, North Carolina

813 W Hwy 150, Lincolnton, NC 28092, USA
7 years in business
+1 (704) 735-0413
(Good Friday)
Hours might differ

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5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

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Feedback about Carolina Farm Credit?

Here you get acquainted with the reviews of our clients.

It was necessary to enhance the credi score, because there is practically no chance of getting a loan at a reasonable interest rate. As a result, I addressed Carolina Farm Credit. The score improved after several loans paid off.

Mr. Justen Swift

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to address Carolina Farm Credit. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Dr. Ora Streich III

I recommend Carolina Farm Credit to everyone, I am applying for the second time. Everything is great!

Mr. Alan Waters

Pay Attention

Above there are details about a exact lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Lincolnton, North Carolina

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Lincolnton, North Carolina is taken out simply and fast. The interest rate is specified considering the category of the borrower: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.


36% APR small loan cap

How will Carolina Farm Credit help take out a payday loan in Lincolnton, North Carolina?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be transfered to credit card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Lincolnton, nc will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Lincolnton, North Carolina

OneMain Financial

961 S 401 Bypass Hwy, Laurinburg, NC 28352, USA

+1 (910) 277-0021


Lendmark Financial Services LLC

120 Morganton Heights Blvd # B, Morganton, NC 28655, USA

+1 (828) 433-0779


First Bank - Mayodan, NC

402 S 2nd Ave, Mayodan, NC 27027, USA

+1 (336) 427-4172


First Citizens Bank

424 N Main St, Walnut Cove, NC 27052, USA

+1 (336) 591-7127


Marine Federal Credit Union

4180 Western Blvd, Jacksonville, NC 28546, USA

+1 (800) 225-3967


Advance America

1515 Sunset Ave, Clinton, NC 28328, USA

+1 (910) 592-6034


National Finance Company

204 W Front St, Burlington, NC 27216, USA

+1 (336) 570-9090


Telco Community Credit Union

36 Tunnel Rd, Asheville, NC 28805, USA

+1 (828) 252-6458


Southern Loans, Inc.

219 S Battleground Ave, Kings Mountain, NC 28086, USA

+1 (704) 739-1311