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5 reviews
Loan agency in Spindale, North Carolina

405 S Oak St, Spindale, NC 28160, USA
+1 (828) 286-9183
www.carolinafarmcredit.com
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM

Domain Info

Created Date

1999-05-14

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about Carolina Farm Credit?

Below you read some of the opinions of our clients.

This is my go to stop for fuel and drinks on my way to work or home.

Genoveva O'Conner

Everyone is very friendly and they have a great rewards program.

Randall West

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Spindale, North Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

It is simple and fast to get accepted for payday loans in Spindale, North Carolina. The interest rate will be set individually for each applicant and will depend on the personal data the borrower provided.

APR

36% APR small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to individuals with a bad credit score. Payday loan approvals depend very much on specific aspects. Lenders will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the exact cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Spindale, North Carolina

Lendmark Financial Services LLC

4315 Fayetteville Rd, Lumberton, NC 28358, USA

+1 (910) 816-4100

www.lendmarkfinancial.com

PLS Check Cashing Store

4651 South Blvd, Charlotte, NC 28209, USA

+1 (704) 716-1002

pls247.com

Northwestern Mutual Financial

426 W Kings Hwy, Eden, NC 27288, USA

+1 (336) 627-8490

www.northwesternmutual.com

Welcome Federal Credit Union

620 Facet Rd, Henderson, NC 27537, USA

+1 (252) 430-3655

State Employees’ Credit Union

1214 E 5th St, Tabor City, NC 28463, USA

+1 (910) 653-5767

locations.ncsecu.org

First Citizens Bank

621 S Main St, Sparta, NC 28675, USA

+1 (336) 372-5651

locations.firstcitizens.com

World Check Casher

2536 S Tryon St, Charlotte, NC 28203, USA

+1 (704) 347-1900

First Community Bank

704 W Independence Blvd, Mt Airy, NC 27030, USA

+1 (336) 719-3300

www.firstcommunitybank.com

First National Bank

1101 Main St, Danbury, NC 27016, USA

+1 (336) 593-8151

locations.fnb-online.com

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