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3.7 3 reviews
Loan agency in Lumberton, North Carolina

406 N Chestnut St, Lumberton, NC 28358, USA
7 years in business
+1 (910) 738-4557
Tuesday
9AM–5:30PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–5:30PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM

What people think about Cardinal Finance Co?

Below you see some of the opinions of our clients.

I had problems with paying my bank loan and was not sure I would get accepted for a loan with Cardinal Finance Co . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $700 online. Fortunately I got approved!!! They literally saved my life.

Demond Streich

I want to say Many Thanks to the employees of Cardinal Finance Co. They offer quick solution to any sudden money issues. Love them for their same day approval. Applied for a cash advance and got accepted although my credit was bad. I will certainly use this company if I need money in the future.

Zander Nienow

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Lumberton, New Jersey

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Online cash advance loans can be the right solution to your sudden financial troubles in Lumberton , New Jersey because they are easily obtained and easily repaid. Your APR will depend on your state law or on the company's policy.

APR

30% usury cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a bad credit score. Payday loan approvals depend very much on specific aspects. Lenders will look at your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the precise APR of your cash advance.

APR Calculator

Other Payday Lenders in Lumberton, North Carolina

Time Financing Service

203 W Water St, Plymouth, NC 27962, USA

+1 (252) 793-4047

www.timefinancing.com

Cash America Pawn

6300 South Blvd #200a, Charlotte, NC 28217, USA

+1 (704) 529-5352

www.cashamerica.com

Cashwithclick

173 Independence Dr, Raeford, NC 28376, USA

+1 (888) 293-9694

www.cashwithclick.com

OneMain Financial

601 N Elm St, Lumberton, NC 28358, USA

+1 (910) 738-7201

www.onemainfinancial.com

Edward Jones - Financial Advisor

104 N Main St, Roxboro, NC 27573, USA

www.edwardjones.com

OneMain Financial

2620 N Main St #108, High Point, NC 27265, USA

+1 (336) 882-3381

www.onemainfinancial.com

Allied Financial

112 E Phifer St, Monroe, NC 28110, USA

+1 (704) 238-0600

Citizens One Home Loans - Adam Kirby

717 Green Valley Rd, Greensboro, NC 27408, USA

+1 (336) 382-3487

lo.citizensone.com

Welcome Finance Co

208 N Sterling St, Morganton, NC 28655, USA

+1 (828) 433-1395

www.wfcnc.com

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