Welcome to Our Online Loan Referral Service

4.2 14 reviews
Loan agency in Mooresville, North Carolina

482-A2, River Hwy, Mooresville, NC 28117, USA
+1 (704) 696-8225
www.ufi-nc.com
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

2008-07-28

Mailing Address

NC, United States

Company Name

Universal Finance

Universal Finance

Contact Data

Feedback about Universal Finance?

Here you see the reviews of our clients.

Great service and friendly people will be back for more services.

Dr. Kendall Reichel Sr.

Easy to apply, fair rates, and a great and professional staff.

Miss Cindy Hackett

Extremely knowledgeable motivated team!

Sylvester Sanford

Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Mooresville, North Carolina

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

Payday loans in Mooresville, North Carolina are issued easily. The interest percentage is conditional on the client's personal data: if you repay more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

36% APR small loan cap

How will Universal Finance help take out a payday loan in Mooresville, North Carolina?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Mooresville, North Carolina. They rate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Mooresville, North Carolina

Carolina Farm Credit

545 E Main St, Jefferson, NC 28640, USA

+1 (336) 246-8856

www.carolinafarmcredit.com

First Citizens Bank ATM

1507 4th Ave, Roanoke Rapids, NC 27870, USA

www.firstcitizens.com

State Employees’ Credit Union

161 Old Farm Rd S, Roanoke Rapids, NC 27870, USA

+1 (252) 537-0019

locations.ncsecu.org

Card Payment Solutions

4107 Bluestem Dr, Greensboro, NC 27405, USA

+1 (336) 954-5556

ACE Cash Express

3308 Bragg Blvd Ste 104, Ste 104 Ste 104, Fayetteville, NC 28303, USA

+1 (910) 429-2274

www.acecashexpress.com

Greene Finance Corporation

141 N Main St, Mt Airy, NC 27030, USA

+1 (336) 789-9191

First Horizon Bank

202 E Washington St, Rockingham, NC 28379, USA

+1 (910) 997-6245

www.firsthorizon.com

Woodforest National Bank

548 CC Camp Rd, Elkin, NC 28621, USA

+1 (336) 438-7074

www.woodforest.com

PNC Bank

137 E Main St, Murfreesboro, NC 27855, USA

+1 (252) 398-1440

apps.pnc.com

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