Welcome to Our Online Loan Referral Service

3.3 7 reviews

22 Hiwassee St, Murphy, NC 28906, USA
+1 (828) 837-4800
locations.firstcitizens.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you see some of the reviews of our clients.

Every employees has been so helpful with all my needs.

Jarrell Harber

I will be switching banks ASAP.

Berry Kautzer

Pay Attention

Above there is information about a definite company. Below you can review common aspects of payday loans.

Payday Loans in Murphy, North Carolina

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Cash advance loans may become an easy and fast solution to a short-term problem in Murphy, North Carolina. Loans from payday lenders can get you cash quickly. Your interest rate will depend on a few things.

APR

36% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still apply a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are lenders who may be happy to offer you a payday loan even if you have a bad credit score. You will need a steady income to get accepted for a bad credit payday loan.

To get approved for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the exact cost of the loan immediately.

APR Calculator

Other Payday Lenders in Murphy, North Carolina

LifeStore Bank

840 E Main St, Jefferson, NC 28640, USA

+1 (336) 246-4344

www.golifestore.com

Lendmark Financial Services LLC

2652 Dr. M.L.K. Jr Blvd, New Bern, NC 28562, USA

+1 (252) 649-0083

www.lendmarkfinancial.com

United Community Bank

3273 US-441, Whittier, NC 28789, USA

+1 (828) 497-3734

www.ucbi.com

State Employees’ Credit Union

111 Smokey Park Hwy, Asheville, NC 28806, USA

+1 (828) 665-4801

locations.ncsecu.org

Woodforest National Bank

304 E Arbor Ln, Eden, NC 27288, USA

+1 (336) 623-4670

www.woodforest.com

Truliant Federal Credit Union ATM

1200 N Fayetteville St #4579, Asheboro, NC 27203, USA

+1 (800) 822-0382

www.truliantfcu.org

North State Acceptance

4709 Hargrove Rd, Raleigh, NC 27616, USA

+1 (919) 878-0034

www.northstateacceptance.com

Depot Street Pawn

585 Depot St, Franklin, NC 28734, USA

+1 (828) 349-0022

First Citizens Bank ATM

104 Blue Ridge St, Sparta, NC 28675, USA

+1 (336) 372-5651

www.firstcitizens.com

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