Welcome to Our Online Loan Referral Service

3.3 7 reviews

22 Hiwassee St, Murphy, NC 28906, USA
+1 (828) 837-4800
locations.firstcitizens.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you see some of the reviews of our clients.

Every employees has been so helpful with all my needs.

Jarrell Harber

I will be switching banks ASAP.

Berry Kautzer

Pay Attention

Above there is information about a definite company. Below you can review common aspects of payday loans.

Payday Loans in Murphy, North Carolina

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Cash advance loans may become an easy and fast solution to a short-term problem in Murphy, North Carolina. Loans from payday lenders can get you cash quickly. Your interest rate will depend on a few things.

APR

36% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still apply a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are lenders who may be happy to offer you a payday loan even if you have a bad credit score. You will need a steady income to get accepted for a bad credit payday loan.

To get approved for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the exact cost of the loan immediately.

APR Calculator

Other Payday Lenders in Murphy, North Carolina

OneMain Financial

900 W Ehringhaus St ste e/f, Elizabeth City, NC 27909, USA

+1 (252) 331-1588

www.onemainfinancial.com

Fifth Third Bank & ATM

402 S Jefferson Ave, West Jefferson, NC 28694, USA

+1 (336) 246-8881

locations.53.com

Bank of America ATM (Drive-thru)

424 Pine St, Highlands, NC 28741, USA

+1 (844) 401-8500

locators.bankofamerica.com

State Employees’ Credit Union

410 New Market Blvd, Boone, NC 28607, USA

+1 (828) 264-4881

locations.ncsecu.org

First Citizens Bank

424 N Main St, Walnut Cove, NC 27052, USA

+1 (336) 591-7127

locations.firstcitizens.com

Northwestern Mutual Financial

426 W Kings Hwy, Eden, NC 27288, USA

+1 (336) 627-8490

www.northwesternmutual.com

State Employees’ Credit Union

1470 Blowing Rock Rd, Boone, NC 28607, USA

+1 (828) 264-0206

locations.ncsecu.org

Picasso Pawn

1609 Capital Blvd, Raleigh, NC 27604, USA

+1 (919) 832-5626

picassopawn.com

Bank of America Corporate Center

100 N Tryon St, Charlotte, NC 28202, USA

+1 (800) 432-1002

www.bankofamerica.com

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