Welcome to Our Online Loan Referral Service

4.8 4 reviews

200 Linville St, Newland, NC 28657, USA
+1 (828) 733-9281
www.ucbi.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

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What people think about United Community Bank?

Below you find some of the opinions of our customers.

United Community Bank rescued me in a hopeless time. They approved me for a cash advance although I had credit issues. The process was hassle free and speedy. I appreciate their competent client support service and affordable rates. I will definitely recommend this loan provider to my relatives and friends.

Ezra Wehner

Recently I had the most desperate situation in my life. I urgently needed $1000 to deal with medical bills. This institution helped me immediately. They were the only lender that approved me for the required amount. I solved all my troubles. I will definitely recommend this website to my friends. Best service in my life.

Marquise Heller

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Newland, North Carolina

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to get in Newland, North Carolina. The entire process is stress-free. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal data.

APR

36% APR small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a poor credit history an increased opportunity to get approved for short-term loans. A payday loan may be the only financial product available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your capabilities and pay back your loan commitments without delays.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your cash advance.

APR Calculator

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Mariner Finance

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Time Financing Service

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Cash America Pawn

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Self-Help Credit Union

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+1 (828) 233-1140

www.self-help.org

National Finance Company

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Self-Help Credit Union

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Lendmark Financial Services LLC

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