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What people think about Oxford Credit Union?
Below you see some of the opinions of our clients.
Beware! It’s a fraud! They call me every week from multiple phone numbers. Tired of blocking these numbers. Never give them your personal details!!
Emmie Durgan
APR too high. People usually take cash advances because they’re having a bad time. These loans put you further into debt. Maybe they should lower their APR a little…
Gerry Bednar
Beware! It’s a fraud! They call me 24/7 from various phone numbers. Tired of blocking these numbers. Never give them your contact information!!
Dameon Prohaska
Pay Attention
Now you can read general aspects of payday loans.
Payday Loans in Oxford, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Online cash advance loans can be the best solution to your short-term financial issues in Oxford , New York because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the company's policy.
APR
25% small loan cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to clients with a bad credit rating. Payday loan approvals depend very much on other aspects. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in Oxford, North Carolina
Mariner Finance
1421 Freeway Dr., Reidsville, NC 27320, USA
+1 (336) 349-8660
www.marinerfinance.com
OneMain Financial
900 W Ehringhaus St ste e/f, Elizabeth City, NC 27909, USA
+1 (252) 331-1588
www.onemainfinancial.com
State Employees’ Credit Union
826 E Atkins St, Dobson, NC 27017, USA
+1 (336) 386-8844
locations.ncsecu.org
Welcome Finance Company
1210-A Rockingham Rd, Rockingham, NC 28379, USA
+1 (910) 997-2231
www.wfcnc.com
Cash America Pawn
3101 N Sharon Amity Rd, Charlotte, NC 28205, USA
+1 (704) 414-2595
www.cashamerica.com
Self-Help Credit Union
855 Spartanburg Hwy, Hendersonville, NC 28792, USA
+1 (828) 233-1140
www.self-help.org
Truliant Federal Credit Union ATM
4217 W Wendover Ave, Greensboro, NC 27407, USA
+1 (800) 822-0382
www.truliantfcu.org
