Welcome to Our Online Loan Referral Service

5 93 reviews

712 M.L.K. Jr Ave, Oxford, NC 27565, USA
+1 (919) 693-8106
www.fidelitybanknc.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM

Domain Info

Created Date

1999-03-18

Mailing Address

Company Name

Contact Data

Feedback about Fidelity Bank?

Here you grapple with the reviews of our customers.

The Best....couldn't be happier with the great service from the staff in Oxford.

Skylar Johnston

The branch manager, Pam Rooker, was absolutely wonderful to work with.

Aditya Schmeler

Very friendly atmosphere and customer service!

Prof. Grayce Halvorson IV

Pay Attention

Further there will be presented the details about not a definite lender. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Oxford, New York

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Oxford, New York is issued simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates a borrower will get.

APR

25% small loan cap

How will Fidelity Bank help take out a loan in Oxford, New York?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to consider the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Oxford, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Oxford, North Carolina

Roxboro Savings Bank SSB

313 S Main St, Roxboro, NC 27573, USA

+1 (336) 599-2137

Lendmark Financial Services LLC

3855 Conlon Way A, Elizabeth City, NC 27909, USA

+1 (252) 338-5887

www.lendmarkfinancial.com

OneMain Financial

825 Spartanburg Hwy, Hendersonville, NC 28792, USA

+1 (828) 697-5383

www.onemainfinancial.com

Coastal Credit Union

236 Dabney Dr, Henderson, NC 27536, USA

+1 (800) 868-4262

www.coastal24.com

Lendmark Financial Services LLC

1500 Andrews Rd, Murphy, NC 28906, USA

+1 (828) 837-3200

www.lendmarkfinancial.com

Quicken Loan

Greensboro, NC 27401, USA

+1 (336) 375-9717

OneMain Financial

1 Hansel Ave, Asheville, NC 28806, USA

+1 (828) 253-5664

www.onemainfinancial.com

OneMain Financial

3217 Fayetteville Rd, Lumberton, NC 28358, USA

+1 (910) 739-3366

www.onemainfinancial.com

HCC Loans / Home Credit Corporation - Henderson, NC

944 W Andrews Ave, Henderson, NC 27536, USA

+1 (252) 492-5599

www.hccloans.com

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