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Created Date
1999-03-18
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Feedback about Fidelity Bank?
Here you grapple with the reviews of our customers.
The Best....couldn't be happier with the great service from the staff in Oxford.
Skylar Johnston
The branch manager, Pam Rooker, was absolutely wonderful to work with.
Aditya Schmeler
Very friendly atmosphere and customer service!
Prof. Grayce Halvorson IV
Pay Attention
Further there will be presented the details about not a definite lender. The information below will tell about general information about payday loans and its specific elements.
Payday Loans in Oxford, New York
Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.
Such financial products as payday loan in Oxford, New York is issued simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates a borrower will get.
APR
25% small loan cap
How will Fidelity Bank help take out a loan in Oxford, New York?
- Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with customer data. It will take several minutes to consider the form. The money are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill in in the application? - General Info
To leave an application, every client should fill out the following data:
Then submit an application to get an offer from one of the lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the cause of denial for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Oxford, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit history.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator serves to calculating the annual percentage rate. This is a exact cost of the payday loan.
APR Calculator
Other Payday Lenders in Oxford, North Carolina
Edward Jones - Financial Advisor: Hope Bogaert
430B W Kings Hwy, Eden, NC 27288, USA
+1 (336) 627-0138
www.edwardjones.com
First Citizens Bank
302 E 2nd St, West Jefferson, NC 28694, USA
+1 (336) 246-2571
locations.firstcitizens.com
