Welcome to Our Online Loan Referral Service

2.9 9 reviews

302 E 2nd St, West Jefferson, NC 28694, USA
+1 (336) 246-2571
locations.firstcitizens.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you read some of the reviews of our customers.

Friendly and efficient service.

Selena VonRueden

They charge you late fees when you have money in your account

Annette Weimann II

Great customer service every time!

Prof. Geovany Kilback III

Pay Attention

Now you can read general characteristics of payday loans.

Payday Loans in West Jefferson, North Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Payday loans in West Jefferson, North Carolina is are simple to get. The APR is individual for each person and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

36% APR small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a bad credit rating an increased chance to get accepted for such loans. A payday loan may be the only loan available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your budget and repay your loan commitments on scheduled.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in West Jefferson, North Carolina

M&F Bank - Corporate Office

2634 Durham-Chapel Hill Blvd #101, Durham, NC 27707, USA

+1 (919) 687-7800

www.mfbonline.com

Bank of America Corporate Center

100 N Tryon St, Charlotte, NC 28202, USA

+1 (800) 432-1002

www.bankofamerica.com

United Bank

105 Hickman Rd, Tabor City, NC 28463, USA

+1 (910) 207-9033

www.bankwithunited.com

OneMain Financial

3217 Fayetteville Rd, Lumberton, NC 28358, USA

+1 (910) 739-3366

www.onemainfinancial.com

Regional Finance

638 Spartanburg Hwy Suite 30, Hendersonville, NC 28792, USA

+1 (828) 698-4360

branches.regionalfinance.com

State Employees’ Credit Union

40 Charlie Brown Rd, Burnsville, NC 28714, USA

+1 (828) 682-7557

locations.ncsecu.org

Cunningham & Co Mtg Bankers

336 E Main St, Clayton, NC 27520, USA

+1 (919) 550-2519

Time Financing Service

203 W Water St, Plymouth, NC 27962, USA

+1 (252) 793-4047

www.timefinancing.com

Quick Bad Credit Loans

2722 Spring Forest Rd, Raleigh, NC 27616, USA

+1 (984) 983-5869

quickbcloans.com

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