Welcome to Our Online Loan Referral Service


8521 Six Forks Rd, Raleigh, NC 27615, USA
+1 (919) 418-3676
lo.citizensone.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM

Domain Info

Created Date

2013-12-11

Mailing Address

RI, United States

Company Name

Citizens Financial Group Inc

Citizens Financial Group Inc

Contact Data

Feedback about Citizens One Home Loans - James Walters?

Here you get acquainted with the reviews of our clients.

I tried to borrow money from Citizens One Home Loans - James Walters. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Mozelle Dicki

For 6 months I have not been able to make the service to transfer the information about the repaying of the loan for 2019.

Bridie Rowe

I tried to borrow money from Citizens One Home Loans - James Walters. They refused. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Prof. Elian Vandervort

I contacted Citizens One Home Loans - James Walters 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, contact the company in a month. Why?

Ottis Bayer MD

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Raleigh, West Virginia

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Such financial products as payday loan in Raleigh, West Virginia is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more reasonable rates you will get.

APR

31% APR for loans up to $2,000

How will Citizens One Home Loans - James Walters help take out a payday loan in Raleigh, West Virginia?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are taken out day and night. The loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Raleigh, West Virginia. The company will estimate many points to qualify such as solvency. Cash advance will be a source to improve your bad credit score into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in Raleigh, North Carolina

Regional Finance

1829 Capital Blvd Suite 105, Raleigh, NC 27604, USA

+1 (919) 872-2460

branches.regionalfinance.com

Lendmark Financial Services LLC

269 Premier Blvd, Roanoke Rapids, NC 27870, USA

+1 (252) 537-9990

www.lendmarkfinancial.com

Southern Bank - Murfreesboro

336 E Main St, Murfreesboro, NC 27855, USA

+1 (252) 398-4174

www.southernbank.com

Envoy Mortgage

255 Post Office Dr, Indian Trail, NC 28079, USA

+1 (704) 684-6008

envoymortgage.com

First Citizens Bank

5661 US-25, Marshall, NC 28753, USA

+1 (828) 649-2255

locations.firstcitizens.com

First Horizon Bank

207 S Madison Blvd, Roxboro, NC 27573, USA

+1 (336) 592-8013

www.firsthorizon.com

Touchstone Bank

778 Old Farm Rd Extd, Roanoke Rapids, NC 27870, USA

www.touchstone.bank

Pay Day Jewelry & Pawn

2704 E Ash St, Goldsboro, NC 27534, USA

+1 (919) 778-0104

State Employees’ Credit Union

4819 Park Rd, Charlotte, NC 28209, USA

+1 (704) 525-5208

locations.ncsecu.org

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